CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities
Net income (loss)	$ 5,856	$ (264,257)
Adjustments to reconcile net income (loss) to net cash from operating activities:
Depreciation and amortization	151,091	169,228
Stock dividend on financial institution stock	(6,114)	(4,212)
Loss on sale and impairments of other real estate		200,000
Amortization of premiums and discounts on securities, net	122,978	131,367
ESOP expense	15,061	12,141
Amortization of core deposit intangible	$ 21,543	27,624
Loss on sale of available-for-sale securities		13,800
Gain on sale of loans	$ (1,688,434)	(888,200)
Proceeds from sale of loans held for sale	44,263,954	30,161,715
Funding of loans held for sale	(47,590,265)	(32,021,824)
Provision for loan losses	52,000	100,000
Net increase in bank-owned life insurance	(31,229)	(32,414)
Changes in operating assets and liabilities:
Accrued interest receivable	20,617	(36,487)
Prepaid and other assets	(1,404,241)	(25,281)
Accrued interest and other liabilities	97,019	(399,281)
Net cash used for operating activities	(5,970,164)	(2,856,081)
Cash flows from investing activities
Proceeds from principal payments on available-for-sale securities	1,354,204	1,330,908
Proceeds from sales of available-for-sale securities		2,286,200
Purchases of available-for-sale securities	(2,102,266)	(9,742,836)
Net change in loans held for investment	(4,060,195)	(6,225,233)
Purchases of premises and equipment	(149,886)	(39,421)
Redemption of stock in financial institutions		432,000
Net cash used for investing activities	(4,958,143)	(11,958,382)
Cash flows from financing activities
Net change in deposits	8,928,457	(1,090,324)
Net change in escrows	92,784	95,162
Net change in Federal Home Loan Bank advances	(2,000,000)	7,500,000
Net cash provided by financing activities	7,021,241	6,504,838
Net decrease in cash and cash equivalents	(3,907,066)	(8,309,625)
Cash and cash equivalents, beginning of period	19,824,864	14,823,973
Cash and cash equivalents, end of period	15,917,798	6,514,348
Supplemental disclosures:
Interest on deposits and advances paid	378,436	$ 335,632
Income taxes paid	15,000
Noncash investing and financing activities:
Transfers of loans to other real estate	$ 195,558