FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 48,933,314	$ 42,161,237
Recurring basis | Mortgage-backed securities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	24,271,668	23,270,496
Recurring basis | U.S. Government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	3,302,618	3,458,813
Recurring basis | Municipal obligations
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	1,907,033	1,901,242
Nonrecurring basis | Loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	17,597,841	11,380,627
Nonrecurring basis | Other real estate
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	501,558	306,000
Nonrecurring basis | Impaired loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 1,352,595	$ 1,844,059
Quoted Prices in Active Markets for Identical Assets Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Quoted Prices in Active Markets for Identical Assets Level 1 | Recurring basis | Mortgage-backed securities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Quoted Prices in Active Markets for Identical Assets Level 1 | Recurring basis | U.S. Government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Quoted Prices in Active Markets for Identical Assets Level 1 | Recurring basis | Municipal obligations
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Quoted Prices in Active Markets for Identical Assets Level 1 | Nonrecurring basis | Loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Quoted Prices in Active Markets for Identical Assets Level 1 | Nonrecurring basis | Other real estate
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Quoted Prices in Active Markets for Identical Assets Level 1 | Nonrecurring basis | Impaired loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Significant Other Observable Inputs Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 47,079,160	$ 40,011,178
Significant Other Observable Inputs Level 2 | Recurring basis | Mortgage-backed securities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	24,271,668	23,270,496
Significant Other Observable Inputs Level 2 | Recurring basis | U.S. Government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	3,302,618	3,458,813
Significant Other Observable Inputs Level 2 | Recurring basis | Municipal obligations
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	1,907,033	1,901,242
Significant Other Observable Inputs Level 2 | Nonrecurring basis | Loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 17,597,841	$ 11,380,627
Significant Other Observable Inputs Level 2 | Nonrecurring basis | Other real estate
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Significant Other Observable Inputs Level 2 | Nonrecurring basis | Impaired loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Significant Unobservable Inputs Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 1,854,153	$ 2,150,059
Significant Unobservable Inputs Level 3 | Recurring basis | Mortgage-backed securities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Significant Unobservable Inputs Level 3 | Recurring basis | U.S. Government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Significant Unobservable Inputs Level 3 | Recurring basis | Municipal obligations
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Significant Unobservable Inputs Level 3 | Nonrecurring basis | Loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total
Significant Unobservable Inputs Level 3 | Nonrecurring basis | Other real estate
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 501,558	$ 306,000
Significant Unobservable Inputs Level 3 | Nonrecurring basis | Impaired loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 1,352,595	$ 1,844,059