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LOANS HELD FOR INVESTMENT, NET (Details 2) - USD ($)
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance $ 1,894,196  
Ending balance 2,052,365  
Loan Receivable    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 1,894,196 $ 1,707,282
Provision for loan losses 52,000 100,000
Total charge-offs (10,756) (160)
Total recoveries 116,925 183,546
Net recoveries 106,169 183,386
Ending balance 2,052,365 $ 1,990,668
Loan Receivable | Commercial real estate    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance $ 1,136,458  
Total charge-offs
Total recoveries $ 116,125 $ 183,546
Ending balance 1,241,068  
Loan Receivable | One- to four-family residential real estate    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance 656,089  
Total charge-offs (10,756)
Total recoveries 800
Ending balance 567,465  
Loan Receivable | Commercial and industrial    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance $ 63,527  
Total charge-offs
Total recoveries
Ending balance $ 197,713  
Loan Receivable | Consumer and other    
Allowance for Loan and Lease Losses [Roll Forward]    
Beginning balance $ 38,122  
Total charge-offs $ (160)
Total recoveries
Ending balance $ 46,119