AVAILABLE-FOR-SALE SECURITIES (Details 3) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	$ 3,591,424	$ 14,280,754
Less Than 12 Months, Gross Unrealized Losses	(25,944)	(141,177)
12 Months or More, Fair Value	9,787,786	7,311,228
12 Months or More, Fair Value, Gross Unrealized Losses	(121,837)	(141,114)
Total, Fair Value	13,379,210	21,591,982
Total, Gross Unrealized Losses	(147,781)	(282,291)
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	3,556,124	13,002,963
Less Than 12 Months, Gross Unrealized Losses	(25,291)	(133,816)
12 Months or More, Fair Value	8,423,645	5,833,352
12 Months or More, Fair Value, Gross Unrealized Losses	(116,588)	(97,744)
Total, Fair Value	11,979,769	18,836,315
Total, Gross Unrealized Losses	$ (141,879)	(231,560)
U.S. Government agencies
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value		1,242,250
Less Than 12 Months, Gross Unrealized Losses		(6,715)
12 Months or More, Fair Value	$ 1,364,141	1,477,876
12 Months or More, Fair Value, Gross Unrealized Losses	(5,249)	(43,370)
Total, Fair Value	1,364,141	2,720,126
Total, Gross Unrealized Losses	(5,249)	(50,085)
Municipal obligations
Schedule of Available-for-sale Securities [Line Items]
Less Than 12 Months, Fair Value	35,300	35,541
Less Than 12 Months, Gross Unrealized Losses	$ (653)	$ (646)
12 Months or More, Fair Value
12 Months or More, Fair Value, Gross Unrealized Losses
Total, Fair Value	$ 35,300	$ 35,541
Total, Gross Unrealized Losses	$ (653)	$ (646)