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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 TIo7kLTAdDF5p7y08tbxJ/K53Y5qwaVAfyTAMiJ3u39Q+l8pfFy/guC/A3bQk1Pk
 SpDd6dhjhsK97K+tCiQiSQ==

<SEC-DOCUMENT>0001209191-04-004393.txt : 20040123
<SEC-HEADER>0001209191-04-004393.hdr.sgml : 20040123
<ACCEPTANCE-DATETIME>20040123132751
ACCESSION NUMBER:		0001209191-04-004393
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040121
FILED AS OF DATE:		20040123

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			METLIFE INC
		CENTRAL INDEX KEY:			0001099219
		STANDARD INDUSTRIAL CLASSIFICATION:	INSURANCE AGENTS BROKERS & SERVICES [6411]
		IRS NUMBER:				134075851
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		ONE MADISON AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10010-3690
		BUSINESS PHONE:		2125782211

	MAIL ADDRESS:	
		STREET 1:		ONE MADISON AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10010-3690

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			STEERE WILLIAM C JR
		CENTRAL INDEX KEY:			0001033870

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15787
		FILM NUMBER:		04539970

	BUSINESS ADDRESS:	
		STREET 1:		225 LEROY AVENUE
		CITY:			DARIEN
		STATE:			CT
		ZIP:			06820
		BUSINESS PHONE:		2036557701

	MAIL ADDRESS:	
		STREET 1:		225 LEROY AVENUE
		CITY:			DARIEN
		STATE:			CT
		ZIP:			06820
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2004-01-21</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0001099219</issuerCik><issuerName>METLIFE INC</issuerName>        <issuerTradingSymbol>MET</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001033870</rptOwnerCik><rptOwnerName>STEERE WILLIAM C JR</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>ONE MADISON AVENUE</rptOwnerStreet1><rptOwnerStreet2>11TH FLOOR</rptOwnerStreet2><rptOwnerCity>NEW YORK</rptOwnerCity><rptOwnerState>NY</rptOwnerState><rptOwnerZipCode>10010</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><secur
ityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2004-01-21</value></transactionDate><deemedExecutionDate><value>2004-01-21</value></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>30.0000</value></transactionShares><transactionPricePerShare><value>33.9600</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>6163.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTr
ansactionAmounts><sharesOwnedFollowingTransaction><value>10.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By MetLife Policyholder Trust</value><footnoteId id="F1" /></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><footnotes><footnote id="F1">Shares held in trust under MetLife Policyholder Trust established to hold shares of Common Stock allocated to eligible policyholders of Metropolitan Life Insurance Company, a wholly-owned subsidiary of MetLife, Inc.</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>Gwenn L. Carr, authorized signer</signatureName><signatureDate>2004-01-23</signatureDate></ownerSignature></ownershipDocument>

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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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