-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 AGF7OBqoUISFX6UH/8Q1y3IbQmVG981FynAN7JnSgf4zH/23nYFqkdSjnYlxYmWM
 BifY2ZbO6JndlzT+fh33zA==

<SEC-DOCUMENT>0001209191-03-035566.txt : 20031217
<SEC-HEADER>0001209191-03-035566.hdr.sgml : 20031217
<ACCEPTANCE-DATETIME>20031217163442
ACCESSION NUMBER:		0001209191-03-035566
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031215
FILED AS OF DATE:		20031217

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			PHELAN JOHN J JR
		CENTRAL INDEX KEY:			0001192905

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11848
		FILM NUMBER:		031060345

	MAIL ADDRESS:	
		STREET 1:		MERRILL LYNCH CORP
		STREET 2:		222 BROADWAY 17TH FL
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10038

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			METLIFE INC
		CENTRAL INDEX KEY:			0001099219
		STANDARD INDUSTRIAL CLASSIFICATION:	INSURANCE AGENTS BROKERS & SERVICES [6411]
		IRS NUMBER:				134075851
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		ONE MADISON AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10010-3690
		BUSINESS PHONE:		2125782211

	MAIL ADDRESS:	
		STREET 1:		ONE MADISON AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10010-3690
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-12-15</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0001099219</issuerCik><issuerName>METLIFE INC</issuerName>        <issuerTradingSymbol>MET</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001192905</rptOwnerCik><rptOwnerName>PHELAN JOHN J JR</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>ONE MADISON AVENUE</rptOwnerStreet1><rptOwnerStreet2>11TH FLOOR</rptOwnerStreet2><rptOwnerCity>NEW YORK</rptOwnerCity><rptOwnerState>NY</rptOwnerState><rptOwnerZipCode>10010</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><security
Title><value>Common Stock</value></securityTitle><transactionDate><value>2003-12-15</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1" /></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>22.0000</value></transactionShares><transactionPricePerShare><value>33.2000</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4366.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransact
ionAmounts><sharesOwnedFollowingTransaction><value>982.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By MetLife Policyholder Trust</value><footnoteId id="F2" /></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><footnotes><footnote id="F1">Reinvestment of dividends on shares held in Reporting Person's share deferral account pursuant to the MetLife, Inc. 2000 Directors' Stock Plan.</footnote><footnote id="F2">Shares held in trust under MetLife Policyholder Trust established to hold shares of Common Stock allocated to eligible policyholders of Metropolitan Life Insurance Company, a wholly-owned subsidiary of MetLife, Inc.</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>Gwenn L. Carr, authorized signer</signatureName><signatureDate>2003-12-17</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----