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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 GH7whDG12k6p2PYoPjGooB8a2/K59x7T2k6poez1uxn9ibnBPOdNaYcCyz1KqfAW
 AoXCjnOZPWD/XexXV3mhGg==

<SEC-DOCUMENT>0001209191-03-035550.txt : 20031217
<SEC-HEADER>0001209191-03-035550.hdr.sgml : 20031217
<ACCEPTANCE-DATETIME>20031217162030
ACCESSION NUMBER:		0001209191-03-035550
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031215
FILED AS OF DATE:		20031217

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			METLIFE INC
		CENTRAL INDEX KEY:			0001099219
		STANDARD INDUSTRIAL CLASSIFICATION:	INSURANCE AGENTS BROKERS & SERVICES [6411]
		IRS NUMBER:				134075851
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		ONE MADISON AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10010-3690
		BUSINESS PHONE:		2125782211

	MAIL ADDRESS:	
		STREET 1:		ONE MADISON AVENUE
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10010-3690

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			STEERE WILLIAM C JR
		CENTRAL INDEX KEY:			0001033870

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11848
		FILM NUMBER:		031060265

	BUSINESS ADDRESS:	
		STREET 1:		225 LEROY AVENUE
		CITY:			DARIEN
		STATE:			CT
		ZIP:			06820
		BUSINESS PHONE:		2036557701

	MAIL ADDRESS:	
		STREET 1:		225 LEROY AVENUE
		CITY:			DARIEN
		STATE:			CT
		ZIP:			06820
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-12-15</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0001099219</issuerCik><issuerName>METLIFE INC</issuerName>        <issuerTradingSymbol>MET</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001033870</rptOwnerCik><rptOwnerName>STEERE WILLIAM C JR</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>ONE MADISON AVENUE</rptOwnerStreet1><rptOwnerStreet2>11TH FLOOR</rptOwnerStreet2><rptOwnerCity>NEW YORK</rptOwnerCity><rptOwnerState>NY</rptOwnerState><rptOwnerZipCode>10010</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><secur
ityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-12-15</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1" /></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>34.0000</value></transactionShares><transactionPricePerShare><value>33.2000</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>6133.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTrans
actionAmounts><sharesOwnedFollowingTransaction><value>10.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>By MetLife Policyholder Trust</value><footnoteId id="F2" /></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><conversionOrExercisePrice><value>30.9000</value></conversionOrExercisePrice><transactionDate><value>2003-12-15</value></transactionDate><deemedExecutionDate><value>2003-12-15</value></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F3" /></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>135.0000</value></transactionShares><transacti
onPricePerShare><value>33.2000</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2003-12-15</value></exerciseDate><expirationDate><footnoteId id="F4" /></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>135.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>19664.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes><footnote id="F1">Reinvestment of dividends on shares held in Reporting Person's share deferral account pursuant to the MetLife, Inc. 2000 Directors' Stock Plan.</footnote><footnote id="F2">Shares held in trust under MetLife Policyholder Trust establ
ished to hold shares of Common Stock allocated to eligible policyholders of Metropolitan Life Insurance Company, a wholly-owned subsidiary of MetLife, Inc.</footnote><footnote id="F3">Reinvestment of dividends on shares held in Reporting Person's share deferral account pursuant to the MetLife Deferred Compensation Plan for Outside Directors.</footnote><footnote id="F4">The reported Phantom Stock Units were acquired pursuant to the MetLife Deferred Compensation Plan for Outside Directors and will be settled in cash upon the disposition thereof in accordance with the terms of the Plan or upon the reporting person's retirement or other termination of service.</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>Gwenn L. Carr, authorized signer</signatureName><signatureDate>2003-12-17</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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