TO WHOM IT MAY CONCERN:

Pursuant to the authorization set forth in the
instructions for the filing of Form 3, Form 4 and Form 5, respectively
(hereinafter referred to as the "Reports"), under the require-ments of the
Securities Exchange Act of 1934, as amended, I hereby designate and
authorize GWENN L. CARR or JAMES D. GAUGHAN to execute and file such
Reports on my behalf with the Securities and Exchange Commission, and any
other proper bodies, in the event of my absence, or inability to execute
said Reports, at any time when the filing of said Reports is in
order.

The authority of GWENN L. CARR and JAMES D. GAUGHAN under this
Power of Attorney shall continue until the undersigned is no longer
required to file Reports with regard to the undersigned's ownership of or
transactions in securities of MetLife, Inc., unless earlier revoked by me
in writing.

The undersigned acknowledges that GWENN L. CARR and JAMES D.
GAUGHAN are not assuming any of the undersigned's responsibilities to
comply with Section 16 of the Securities Exchange Act of 1934, as
amended.


/s/ James L. Lipscomb

Date: June 19, 2003