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Insurance (Tables)

6 Months Ended

Jun. 30, 2012


	Future Policy Benefits				Policyholder Account Balances				Other Policy-Related Balances
	June 30, 2012		December 31, 2011		June 30, 2012		December 31, 2011		June 30, 2012		December 31, 2011
	(In millions)
Retail	$	63,046	$	62,295	$	68,073	$	69,553	$	2,720	$	2,807
Group, Voluntary & Worksite Benefits		21,643		20,465		9,168		9,273		3,493		3,378
Corporate Benefit Funding		51,113		49,657		63,317		56,367		185		201
Latin America		7,078		6,299		6,703		6,159		1,535		1,432
Asia		31,996		31,555		61,659		59,578		5,778		5,876
EMEA		7,562		7,728		14,528		14,396		1,479		1,482
Corporate & Other		6,071		6,276		2,461		2,374		474		423

Total	$	188,509	$	184,275	$	225,909	$	217,700	$	15,664	$	15,599


	June 30, 2012					December 31, 2011
	In the Event of Death		At Annuitization			In the Event of Death		At Annuitization
	(In millions)
*Annuity Contracts* (1)
Variable Annuity Guarantees
Total contract account value (3)	$	173,414	$	80,272		$	163,845	$	72,016
Separate account value	$	133,114	$	75,717		$	121,841	$	66,739
Net amount at risk	$	13,667	$	3,310	(2)	$	16,641	$	2,686	(2)
Average attained age of contractholders		62 years		62 years			62 years		61 years

Two Tier Annuities
General account value		N/A	$	401			N/A	$	386
Net amount at risk		N/A	$	59			N/A	$	60
Average attained age of contractholders		N/A		61 years			N/A		60 years



	June 30, 2012				December 31, 2011
	Secondary Guarantees		Paid-Up Guarantees		Secondary Guarantees		Paid-Up Guarantees
	(In millions)
*Universal and Variable Life Contracts* (1)
Account value (general and separate account)	$	13,588	$	3,895	$	12,946	$	3,963
Net amount at risk	$	190,287	$	24,107	$	188,642	$	24,991
Average attained age of policyholders		54 years		59 years		53 years		59 years

(1)	The Company’s annuity and life contracts with guarantees may offer more than one type of guarantee in each contract. Therefore, the amounts listed above may not be mutually exclusive.

(2)

The Company had previously disclosed the net amount at risk based on the excess of the benefit base over the contractholder’s total contract account value on the balance sheet date. Such amounts were $11.1 billion and $12.1 billion at June 30, 2012 and December 31, 2011, respectively. The Company has provided, in the table above, the net amount as risk as defined above. The Company believes that this definition is more representative of the potential economic exposures of these guarantees as the contractholders do not have access to this difference other than through annuitization.

(3)	Includes amounts, which are not reported in the consolidated balance sheets, from assumed reinsurance of certain variable annuity products from the Company’s former operating joint venture in Japan.

- Definition

Tabular disclosure of the guaranteed benefits in excess of the current account balance, quantifies such excesses (the net amounts at risk) and includes other relevant, pertinent information as of the most recent balance sheet date by product type.

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