Other Revenues and Other Expenses

3 Months Ended

Mar. 31, 2025

Other Income and Expenses [Abstract]

Other Revenues and Other Expenses Disclosure

16. Other Revenues and Other Expenses

Other Revenues

Information on other revenues, which primarily includes fees related to service contracts from customers, was as follows:

		Three Months Ended March 31,
		2025		2024
	(In millions)
Vision fee for service arrangements		$	154	$	146
Prepaid legal plans		161		148
Fee-based investment management		102		98
Administrative services-only contracts		74		67
Recordkeeping and administrative services (1)		36		38
Other revenue from service contracts from customers		84		80
Total revenues from service contracts from customers		611		577
Other		76		97
Total other revenues		$	687	$	674

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(1)Related to products and businesses no longer actively marketed by the Company.

Receivables related to revenues from service contracts from customers were $254 million and $238 million at March 31, 2025 and December 31, 2024, respectively.

Other Expenses

Information on other expenses was as follows:

	Three Months Ended March 31,
	2025		2024
Amortization of DAC, VOBA and negative VOBA	$	519	$	502
Interest expense on debt	258		264
Direct:
Employee-related costs (1)	991		950
Third-party staffing costs	376		349
General and administrative expenses	126		148
Commissions and other variable expenses	1,547		1,503
Capitalization of DAC	(698)		(740)
Premium taxes, other taxes, and licenses & fees	161		176
Pension, postretirement and postemployment benefit costs	70		65
Total other expenses	$	3,350	$	3,217

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(1)Includes ($23) million and ($50) million for the three months ended March 31, 2025 and 2024, respectively, for the net change in cash surrender value of investments in certain life insurance policies, net of premiums paid.