Other Revenues and Other Expenses

3 Months Ended

Mar. 31, 2019

Other Income and Expenses [Abstract]

Other Income and Other Expense Disclosure

10. Other Revenues and Other Expenses

Other Revenues

Information on other revenues, which primarily includes fees related to service contracts from customers, was as follows:

	Three Months Ended March 31,
	2019		2018
	(In millions)
Prepaid legal plans	$	86	$	73
Fee-based investment management	77		71
Recordkeeping and administrative services (1)	50		58
Administrative services-only contracts	53		56
Other revenue from service contracts from customers	71		64
Total revenues from service contracts from customers	337		322
Other	157		152
Total other revenues	$	494	$	474

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(1) Related to products and businesses no longer actively marketed by the Company.

Other Expenses

Information on other expenses was as follows:

	Three Months Ended March 31,
	2019			2018
	(In millions)
Employee related costs	$	922		$	937
Third party staffing costs	369			380
General and administrative expenses	223			243
Pension, postretirement and postemployment benefit costs	56			49
Premium taxes, other taxes, and licenses & fees	170			179
Commissions and other variable expenses	1,449			1,416
Capitalization of DAC	(812		)	(796		)
Amortization of DAC and VOBA	624			693
Amortization of negative VOBA	(10		)	(22		)
Interest expense on debt	234			286
Total other expenses	$	3,225		$	3,365

Restructuring Charges

The Company commenced in 2016 a unit cost improvement program related to the Company’s refreshed enterprise strategy. This global strategy focuses on transforming the Company to become more digital, driving efficiencies and innovation to achieve competitive advantage, and simplified, decreasing the costs and risks associated with the Company’s highly complex industry to customers and shareholders. Restructuring charges related to this program are included in other expenses. As the expenses relate to an enterprise-wide initiative, they are reported in Corporate & Other. Such restructuring charges were as follows:

	Three Months Ended March 31,
	2019			2018
	Severance
	(In millions)
Balance, beginning of period	$	23		$	22
Restructuring charges	7			9
Cash payments	(13		)	(12		)
Balance, end of period	$	17		$	19
Total restructuring charges incurred since inception of initiative	$	143		$	82

Management anticipates further restructuring charges through the year ending December 31, 2019. However, such restructuring plans were not sufficiently developed to enable management to make an estimate of such restructuring charges at March 31, 2019.