
	Operating Earnings
	U.S. Business															International
							Corporate			Auto									Other						Banking,
	Insurance			Retirement			Benefit			&									International						Corporate									Total
Three Months Ended September 30, 2011	Products			Products			Funding			Home			Total			Japan			Regions			Total			& Other			Total			Adjustments			Consolidated
																(In millions)

Revenues
Premiums	$	4,159		$	393		$	724		$	760		$	6,036		$	1,601		$	1,702		$	3,303		$	3		$	9,342		$	—		$	9,342
Universal life and investment-type product policy fees		566			620			69			—			1,255			220			433			653			—			1,908			90			1,998
Net investment income		1,526			800			1,289			50			3,665			540			550			1,090			297			5,052			(795	)		4,257
Other revenues		216			77			61			8			362			5			40			45			308			715			5			720
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—			(55	)		(55	)
Net derivative gains (losses)		—			—			—			—			—			—			—			—			—			—			4,196			4,196

Total revenues		6,467			1,890			2,143			818			11,318			2,366			2,725			5,091			608			17,017			3,441			20,458

Expenses
Policyholder benefits and claims and policyholder dividends		4,816			585			1,287			613			7,301			999			1,315			2,314			4			9,619			(218	)		9,401
Interest credited to policyholder account balances		255			408			327			—			990			401			146			547			—			1,537			(799	)		738
Interest credited to bank deposits		—			—			—			—			—			—			—			—			26			26			—			26
Capitalization of DAC		(213	)		(478	)		(6	)		(121	)		(818	)		(619	)		(415	)		(1,034	)		—			(1,852	)		—			(1,852	)
Amortization of DAC and VOBA		186			347			4			114			651			318			268			586			—			1,237			621			1,858
Amortization of negative VOBA		—			—			—			—			—			(135	)		(16	)		(151	)		—			(151	)		(19	)		(170	)
Interest expense on debt		—			—			2			—			2			—			—			—			326			328			97			425
Other expenses		1,016			867			126			200			2,209			909			1,074			1,983			438			4,630			96			4,726

Total expenses		6,060			1,729			1,740			806			10,335			1,873			2,372			4,245			794			15,374			(222	)		15,152

Provision for income tax expense (benefit)		142			57			139			(10	)		328			178			90			268			(162	)		434			1,300			1,734

Operating earnings	$	265		$	104		$	264		$	22		$	655		$	315		$	263		$	578		$	(24	)		1,209

Adjustments to:
Total revenues																													3,441
Total expenses																													222
Provision for income tax (expense) benefit																													(1,300	)

Income (loss) from continuing operations, net of income tax																												$	3,572					$	3,572


	Operating Earnings
	U.S. Business															International
							Corporate			Auto								Other						Banking,
	Insurance			Retirement			Benefit			&								International						Corporate									Total
Three Months Ended September 30, 2010	Products			Products			Funding			Home			Total			Japan		Regions			Total			& Other			Total			Adjustments			Consolidated
																		(In millions)

Revenues
Premiums	$	4,234		$	227		$	402		$	740		$	5,603		$	—	$	878		$	878		$	3		$	6,484		$	—		$	6,484
Universal life and investment-type product policy fees		539			500			58			—			1,097			—		301			301			—			1,398			54			1,452
Net investment income		1,515			856			1,216			51			3,638			—		451			451			225			4,314			50			4,364
Other revenues		185			56			59			8			308			—		7			7			309			624			—			624
Net investment gains (losses)		—			—			—			—			—			—		—			—			—			—			(342	)		(342	)
Net derivative gains (losses)		—			—			—			—			—			—		—			—			—			—			(244	)		(244	)

Total revenues		6,473			1,639			1,735			799			10,646			—		1,637			1,637			537			12,820			(482	)		12,338

Expenses
Policyholder benefits and claims and policyholder dividends		4,685			378			963			506			6,532			—		763			763			(4	)		7,291			409			7,700
Interest credited to policyholder account balances		243			394			380			—			1,017			—		242			242			—			1,259			5			1,264
Interest credited to bank deposits		—			—			—			—			—			—		—			—			33			33			—			33
Capitalization of DAC		(204	)		(270	)		(6	)		(118	)		(598	)		—		(168	)		(168	)		—			(766	)		—			(766	)
Amortization of DAC and VOBA		221			153			4			110			488			—		104			104			(1	)		591			(18	)		573
Amortization of negative VOBA		—			—			—			—			—			—		—			—			—			—			—			—
Interest expense on debt		—			2			1			—			3			—		(1	)		(1	)		292			294			103			397
Other expenses		998			615			113			200			1,926			—		506			506			278			2,710			42			2,752

Total expenses		5,943			1,272			1,455			698			9,368			—		1,446			1,446			598			11,412			541			11,953

Provision for income tax expense (benefit)		185			129			98			20			432			—		2			2			(14	)		420			(352	)		68

Operating earnings	$	345		$	238		$	182		$	81		$	846		$	—	$	189		$	189		$	(47	)		988

Adjustments to:
Total revenues																												(482	)
Total expenses																												(541	)
Provision for income tax (expense) benefit																												352

Income (loss) from continuing operations, net of income tax																											$	317					$	317


	Operating Earnings
	U.S. Business															International
							Corporate			Auto									Other						Banking,
	Insurance			Retirement			Benefit			&									International						Corporate									Total
Nine Months Ended September 30, 2011	Products			Products			Funding			Home			Total			Japan			Regions			Total			& Other			Total			Adjustments			Consolidated
																(In millions)

Revenues
Premiums	$	12,619		$	839		$	1,796		$	2,243		$	17,497		$	4,720		$	4,966		$	9,686		$	7		$	27,190		$	—		$	27,190
Universal life and investment-type product policy fees		1,695			1,828			181			—			3,704			609			1,339			1,948			—			5,652			204			5,856
Net investment income		4,627			2,378			3,925			154			11,084			1,496			1,510			3,006			924			15,014			(345	)		14,669
Other revenues		620			227			182			23			1,052			18			108			126			692			1,870			8			1,878
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—			(309	)		(309	)
Net derivative gains (losses)		—			—			—			—			—			—			—			—			—			—			4,233			4,233

Total revenues		19,561			5,272			6,084			2,420			33,337			6,843			7,923			14,766			1,623			49,726			3,791			53,517

Expenses
Policyholder benefits and claims and policyholder dividends		14,115			1,362			3,400			1,864			20,741			2,967			3,635			6,602			7			27,350			147			27,497
Interest credited to policyholder account balances		742			1,196			992			—			2,930			1,158			441			1,599			—			4,529			(425	)		4,104
Interest credited to bank deposits		—			—			—			—			—			—			—			—			72			72			—			72
Capitalization of DAC		(643	)		(1,195	)		(24	)		(343	)		(2,205	)		(1,660	)		(1,254	)		(2,914	)		—			(5,119	)		—			(5,119	)
Amortization of DAC and VOBA		631			783			14			336			1,764			981			868			1,849			—			3,613			682			4,295
Amortization of negative VOBA		—			—			—			—			—			(422	)		(57	)		(479	)		—			(479	)		(57	)		(536	)
Interest expense on debt		—			1			6			—			7			—			2			2			970			979			281			1,260
Other expenses		3,079			2,329			363			591			6,362			2,502			3,185			5,687			1,086			13,135			303			13,438

Total expenses		17,924			4,476			4,751			2,448			29,599			5,526			6,820			12,346			2,135			44,080			931			45,011

Provision for income tax expense (benefit)		573			279			466			(51	)		1,267			467			301			768			(406	)		1,629			1,052			2,681

Operating earnings	$	1,064		$	517		$	867		$	23		$	2,471		$	850		$	802		$	1,652		$	(106	)		4,017

Adjustments to:
Total revenues																													3,791
Total expenses																													(931	)
Provision for income tax (expense) benefit																													(1,052	)

Income (loss) from continuing operations, net of income tax																												$	5,825					$	5,825


	Operating Earnings
	U.S. Business															International
							Corporate			Auto								Other						Banking,
	Insurance			Retirement			Benefit			&								International						Corporate									Total
Nine Months Ended September 30, 2010	Products			Products			Funding			Home			Total			Japan		Regions			Total			& Other			Total			Adjustments			Consolidated
																(In millions)

Revenues
Premiums	$	12,874		$	730		$	1,547		$	2,177		$	17,328		$	—	$	2,522		$	2,522		$	6		$	19,856		$	—		$	19,856
Universal life and investment-type product policy fees		1,634			1,474			169			—			3,277			—		902			902			—			4,179			160			4,339
Net investment income		4,514			2,550			3,641			156			10,861			—		1,153			1,153			691			12,705			40			12,745
Other revenues		562			159			181			14			916			—		12			12			753			1,681			—			1,681
Net investment gains (losses)		—			—			—			—			—			—		—			—			—			—			(324	)		(324	)
Net derivative gains (losses)		—			—			—			—			—			—		—			—			—			—			1,278			1,278

Total revenues		19,584			4,913			5,538			2,347			32,382			—		4,589			4,589			1,450			38,421			1,154			39,575

Expenses
Policyholder benefits and claims and policyholder dividends		14,253			1,207			3,115			1,506			20,081			—		2,279			2,279			(11	)		22,349			510			22,859
Interest credited to policyholder account balances		714			1,205			1,099			—			3,018			—		433			433			—			3,451			3			3,454
Interest credited to bank deposits		—			—			—			—			—			—		—			—			108			108			—			108
Capitalization of DAC		(627	)		(766	)		(17	)		(339	)		(1,749	)		—		(506	)		(506	)		—			(2,255	)		—			(2,255	)
Amortization of DAC and VOBA		666			594			12			328			1,600			—		313			313			(1	)		1,912			272			2,184
Amortization of negative VOBA		—			—			—			—			—			—		—			—			—			—			—			—
Interest expense on debt		—			4			3			—			7			—		2			2			815			824			312			1,136
Other expenses		3,021			1,784			346			572			5,723			—		1,489			1,489			825			8,037			120			8,157

Total expenses		18,027			4,028			4,558			2,067			28,680			—		4,010			4,010			1,736			34,426			1,217			35,643

Provision for income tax expense (benefit)		545			310			343			54			1,252			—		101			101			(185	)		1,168			83			1,251

Operating earnings	$	1,012		$	575		$	637		$	226		$	2,450		$	—	$	478		$	478		$	(101	)		2,827

Adjustments to:
Total revenues																												1,154
Total expenses																												(1,217	)
Provision for income tax (expense) benefit																												(83	)

Income (loss) from continuing operations, net of income tax																											$	2,681					$	2,681