
	Operating Earnings
	U.S. Business															International
							Corporate			Auto									Other						Banking,
	Insurance			Retirement			Benefit			&									International						Corporate									Total
Three Months Ended June 30, 2011	Products			Products			Funding			Home			Total			Japan			Regions			Total			& Other			Total			Adjustments			Consolidated
	(In millions)

Revenues
Premiums	$	4,268		$	240		$	781		$	748		$	6,037		$	1,602		$	1,653		$	3,255		$	2		$	9,294		$	—		$	9,294
Universal life and investment-type product policy fees		565			622			58			—			1,245			195			470			665			—			1,910			59			1,969
Net investment income		1,572			792			1,325			51			3,740			517			539			1,056			297			5,093			5			5,098
Other revenues		204			75			61			7			347			4			35			39			202			588			4			592
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—			(155	)		(155	)
Net derivative gains (losses)		—			—			—			—			—			—			—			—			—			—			352			352

Total revenues		6,609			1,729			2,225			806			11,369			2,318			2,697			5,015			501			16,885			265			17,150

Expenses
Policyholder benefits and claims and policyholder dividends		4,634			402			1,292			719			7,047			1,019			1,218			2,237			1			9,285			208			9,493
Interest credited to policyholder account balances		246			395			330			—			971			388			152			540			—			1,511			(69	)		1,442
Interest credited to bank deposits		—			—			—			—			—			—			—			—			23			23			—			23
Capitalization of DAC		(214	)		(400	)		(6	)		(117	)		(737	)		(519	)		(442	)		(961	)		—			(1,698	)		—			(1,698	)
Amortization of DAC and VOBA		214			238			5			113			570			371			312			683			—			1,253			128			1,381
Amortization of negative VOBA		—			—			—			—			—			(141	)		(23	)		(164	)		—			(164	)		(19	)		(183	)
Interest expense on debt		—			1			2			—			3			—			—			—			325			328			92			420
Other expenses		1,038			784			118			198			2,138			823			1,109			1,932			337			4,407			145			4,552

Total expenses		5,918			1,420			1,741			913			9,992			1,941			2,326			4,267			686			14,945			485			15,430

Provision for income tax expense (benefit)		242			108			170			(51	)		469			132			109			241			(130	)		580			(61	)		519

Operating earnings	$	449		$	201		$	314		$	(56	)	$	908		$	245		$	262		$	507		$	(55	)		1,360

Adjustments to:
Total revenues																													265
Total expenses																													(485	)
Provision for income tax (expense) benefit																													61

Income (loss) from continuing operations, net of income tax																												$	1,201					$	1,201


	Operating Earnings
	U.S. Business															International
							Corporate			Auto								Other						Banking,
	Insurance			Retirement			Benefit			&								International						Corporate									Total
Three Months Ended June 30, 2010	Products			Products			Funding			Home			Total			Japan		Regions			Total			& Other			Total			Adjustments			Consolidated
	(In millions)

Revenues
Premiums	$	4,317		$	250		$	474		$	723		$	5,764		$	—	$	817		$	817		$	3		$	6,584		$	—		$	6,584
Universal life and investment-type product policy fees		546			509			56			—			1,111			—		312			312			—			1,423			59			1,482
Net investment income		1,495			842			1,234			52			3,623			—		274			274			223			4,120			(59	)		4,061
Other revenues		188			54			59			8			309			—		4			4			231			544			—			544
Net investment gains (losses)		—			—			—			—			—			—		—			—			—			—			(14	)		(14	)
Net derivative gains (losses)		—			—			—			—			—			—		—			—			—			—			1,481			1,481

Total revenues		6,546			1,655			1,823			783			10,807			—		1,407			1,407			457			12,671			1,467			14,138

Expenses
Policyholder benefits and claims and policyholder dividends		4,721			422			979			506			6,628			—		751			751			(2	)		7,377			(59	)		7,318
Interest credited to policyholder account balances		237			405			364			—			1,006			—		41			41			—			1,047			1			1,048
Interest credited to bank deposits		—			—			—			—			—			—		—			—			36			36			—			36
Capitalization of DAC		(217	)		(262	)		(3	)		(117	)		(599	)		—		(157	)		(157	)		—			(756	)		—			(756	)
Amortization of DAC and VOBA		206			272			4			111			593			—		109			109			—			702			312			1,014
Amortization of negative VOBA		—			—			—			—			—			—		—			—			—			—			—			—
Interest expense on debt		—			1			1			—			2			—		2			2			262			266			103			369
Other expenses		1,031			607			117			193			1,948			—		477			477			273			2,698			48			2,746

Total expenses		5,978			1,445			1,462			693			9,578			—		1,223			1,223			569			11,370			405			11,775

Provision for income tax expense (benefit)		199			74			126			17			416			—		42			42			(102	)		356			471			827

Operating earnings	$	369		$	136		$	235		$	73		$	813		$	—	$	142		$	142		$	(10	)		945

Adjustments to:
Total revenues																												1,467
Total expenses																												(405	)
Provision for income tax (expense) benefit																												(471	)

Income (loss) from continuing operations, net of income tax																											$	1,536					$	1,536


	Operating Earnings
	U.S. Business															International
							Corporate			Auto									Other						Banking,
	Insurance			Retirement			Benefit			&									International						Corporate									Total
Six Months Ended June 30, 2011	Products			Products			Funding			Home			Total			Japan			Regions			Total			& Other			Total			Adjustments			Consolidated
	(In millions)

Revenues
Premiums	$	8,460		$	446		$	1,072		$	1,483		$	11,461		$	3,119		$	3,264		$	6,383		$	4		$	17,848		$	—		$	17,848
Universal life and investment-type product policy fees		1,129			1,208			112			—			2,449			389			906			1,295			—			3,744			114			3,858
Net investment income		3,101			1,578			2,636			104			7,419			956			960			1,916			627			9,962			452			10,414
Other revenues		404			150			121			15			690			13			68			81			384			1,155			3			1,158
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—			(254	)		(254	)
Net derivative gains (losses)		—			—			—			—			—			—			—			—			—			—			37			37

Total revenues		13,094			3,382			3,941			1,602			22,019			4,477			5,198			9,675			1,015			32,709			352			33,061

Expenses
Policyholder benefits and claims and policyholder dividends		9,299			777			2,113			1,251			13,440			1,968			2,320			4,288			3			17,731			365			18,096
Interest credited to policyholder account balances		487			788			665			—			1,940			757			295			1,052			—			2,992			374			3,366
Interest credited to bank deposits		—			—			—			—			—			—			—			—			46			46			—			46
Capitalization of DAC		(430	)		(717	)		(18	)		(222	)		(1,387	)		(1,041	)		(839	)		(1,880	)		—			(3,267	)		—			(3,267	)
Amortization of DAC and VOBA		445			436			10			222			1,113			663			600			1,263			—			2,376			61			2,437
Amortization of negative VOBA		—			—			—			—			—			(287	)		(41	)		(328	)		—			(328	)		(38	)		(366	)
Interest expense on debt		—			1			4			—			5			—			2			2			644			651			184			835
Other expenses		2,063			1,462			237			391			4,153			1,593			2,111			3,704			648			8,505			207			8,712

Total expenses		11,864			2,747			3,011			1,642			19,264			3,653			4,448			8,101			1,341			28,706			1,153			29,859

Provision for income tax expense (benefit)		431			222			327			(41	)		939			289			211			500			(244	)		1,195			(248	)		947

Operating earnings	$	799		$	413		$	603		$	1		$	1,816		$	535		$	539		$	1,074		$	(82	)		2,808

Adjustments to:
Total revenues																													352
Total expenses																													(1,153	)
Provision for income tax (expense) benefit																													248

Income (loss) from continuing operations, net of income tax																												$	2,255					$	2,255


	Operating Earnings
	U.S. Business															International
							Corporate			Auto								Other						Banking,
	Insurance			Retirement			Benefit			&								International						Corporate									Total
Six Months Ended June 30, 2010	Products			Products			Funding			Home			Total			Japan		Regions			Total			& Other			Total			Adjustments			Consolidated
	(In millions)

Revenues
Premiums	$	8,640		$	503		$	1,145		$	1,437		$	11,725		$	—	$	1,644		$	1,644		$	3		$	13,372		$	—		$	13,372
Universal life and investment-type product policy fees		1,095			974			111			—			2,180			—		601			601			—			2,781			106			2,887
Net investment income		2,999			1,694			2,425			105			7,223			—		702			702			466			8,391			(10	)		8,381
Other revenues		377			103			122			6			608			—		5			5			444			1,057			—			1,057
Net investment gains (losses)		—			—			—			—			—			—		—			—			—			—			18			18
Net derivative gains (losses)		—			—			—			—			—			—		—			—			—			—			1,522			1,522

Total revenues		13,111			3,274			3,803			1,548			21,736			—		2,952			2,952			913			25,601			1,636			27,237

Expenses
Policyholder benefits and claims and policyholder dividends		9,568			829			2,152			1,000			13,549			—		1,516			1,516			(7	)		15,058			101			15,159
Interest credited to policyholder account balances		471			811			719			—			2,001			—		191			191			—			2,192			(2	)		2,190
Interest credited to bank deposits		—			—			—			—			—			—		—			—			75			75			—			75
Capitalization of DAC		(423	)		(496	)		(11	)		(221	)		(1,151	)		—		(338	)		(338	)		—			(1,489	)		—			(1,489	)
Amortization of DAC and VOBA		445			441			8			218			1,112			—		209			209			—			1,321			290			1,611
Amortization of negative VOBA		—			—			—			—			—			—		—			—			—			—			—			—
Interest expense on debt		—			2			2			—			4			—		3			3			523			530			209			739
Other expenses		2,023			1,169			233			372			3,797			—		983			983			547			5,327			78			5,405

Total expenses		12,084			2,756			3,103			1,369			19,312			—		2,564			2,564			1,138			23,014			676			23,690

Provision for income tax expense (benefit)		360			181			245			34			820			—		99			99			(171	)		748			435			1,183

Operating earnings	$	667		$	337		$	455		$	145		$	1,604		$	—	$	289		$	289		$	(54	)		1,839

Adjustments to:
Total revenues																												1,636
Total expenses																												(676	)
Provision for income tax (expense) benefit																												(435	)

Income (loss) from continuing operations, net of income tax																											$	2,364					$	2,364