8-K

                                   UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

       Date of report (Date of earliest event reported): January 18, 2006

                                  METLIFE, INC.
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        (Exact Name of Registrant as Specified in Its Charter)

         Delaware                  1-15787                     13-4075851
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(State or Other Jurisdiction      (Commission                  (IRS Employer
      of Incorporation)           File Number)               Identification No.)

 200 Park Avenue, New York, New York                    10166-0188
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(Address of Principal Executive Offices)                (Zip Code)

                                  212-578-2211
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              (Registrant's Telephone Number, Including Area Code)

                                       N/A
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        (Former Name or Former Address, if Changed Since Last Report)

    Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

    [ ]   Written communications pursuant to Rule 425 under the Securities Act
          (17 CFR 230.425)

    [ ]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
          CFR 240.14a-12)

    [ ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the
          Exchange Act (17 CFR 240.14d-2(b))

    [ ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the
          Exchange Act (17 CFR 240.13e-4(c))



ITEM 1.01 ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT.

     On January 18, 2006, the Board of Directors of MetLife, Inc., a Delaware
corporation (the "Company"), approved changes to the compensation of
non-management directors, effective April 25, 2006, the date of the Company's
2006 annual shareholders meeting. A summary of the new non-management director
compensation is attached hereto as Exhibit 10.1 and is incorporated herein by
reference.

ITEM 7.01 REGULATION FD DISCLOSURE.

     On January 18, 2006, the Company issued a press release announcing the
date of its 2006 annual shareholders meeting. A copy of the press release is
attached hereto as Exhibit 99.1 and is incorporated herein by reference. The
press release is furnished and not filed pursuant to Instruction B.2 of Form
8-K.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.

   (c)          Exhibits.

        10.1    Summary of Non-Management Director Compensation.

        99.1    Press release of MetLife, Inc., dated January 18, 2006,
                announcing the date of its 2006 annual shareholders meeting.



                                   SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                 METLIFE, INC.

                                 By: /s/ Gwenn L. Carr
                                     -------------------------------------------
                                     Name:  Gwenn L. Carr
                                     Title: Senior Vice-President and Secretary

Date: January 20, 2006




                                  EXHIBIT INDEX

 EXHIBIT
 NUMBER                              EXHIBIT
- --------                             -------

  10.1    Summary of Non-Management Director Compensation.

  99.1    Press release of MetLife, Inc., dated January 18, 2006, announcing the
          date of its 2006 annual shareholders meeting.

EX-10.1

                                                                    Exhibit 10.1

                                 MetLife, Inc.
                Summary of Non-Management Director Compensation

     The following non-management director compensation arrangements will take
effect on April 25, 2006, the date of MetLife, Inc.'s 2006 Annual Meeting:

     1. Annual retainer of $225,000, of which $112,500 will be payable in cash
        and $112,500 will be payable in MetLife, Inc. common stock grants. The
        entire retainer will be in the form of a one-time payment payable on the
        date of the MetLife, Inc. Annual Meeting; provided, however, that the
        amount of the retainer will be adjusted on a pro rata basis for
        directors newly elected to the Board during the period between MetLife,
        Inc.'s Annual Meetings. MetLife, Inc. common stock grants will be
        rounded up to the next whole share at the closing price of MetLife, Inc.
        common stock on the New York Stock Exchange on the award day;

     2. An annual retainer of $25,000 will be payable in cash to each Chair of
        a Board Committee, such payment to be made concurrently with the payment
        of the annual retainer;

     3. An annual retainer of $25,000 will be payable in cash to the presiding
        Lead Director, such payment to be made concurrently with the payment of
        the annual retainer;

     4. An annual retainer of $25,000 will be payable in cash to the Chair of
        the Metropolitan Life Insurance Company Investment Committee, such
        payment to be made concurrently with the payment of the annual retainer;
        and

     5. No fees will be paid for directors' attendance at meetings.

EX-99.1

                                                                    Exhibit 99.1

                                                    Public Relations
FOR IMMEDIATE RELEASE NEWS                          MetLife, Inc.
                                                    One MetLife Plaza
                                                    27-01 Queens Plaza North
                                                    Long Island City, NY 11101

[METLIFE LOGO]

Contacts: For Media:     John Calagna
                         (212) 578-6252

          For Investors: Tracey Dedrick
                         (212) 578-5140

                  METLIFE BOARD OF DIRECTORS DECLARES DATE FOR
                        2006 ANNUAL SHAREHOLDERS MEETING

NEW YORK, January 18, 2006 -- The board of directors of MetLife, Inc. (NYSE:MET)
announced today that the company will hold its 2006 annual shareholders meeting
on Tuesday, April 25, 2006. The board also established March 1, 2006 as the
record date for determining shareholders entitled to vote at the meeting. The
meeting will begin at 10:30 a.m. (ET) and will take place in New York City.

MetLife, Inc. is a leading provider of insurance and other financial services to
millions of individual and institutional customers throughout the United States.
Through its subsidiaries and affiliates, Metlife, Inc. offers life insurance,
annuities, automobile and homeowner's insurance and retail banking services to
individuals, as well as group insurance, reinsurance and retirement and savings
products and services to corporations and other institutions. Outside the U.S.,
the MetLife companies have direct insurance operations in Asia Pacific, Latin
America and Europe. For more information, please visit www.metlife.com.

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