Exhibit 99.3

MetLife (R)                                                                 NEWS
--------------------------------------------------------------------------------
Public Relations                                           For Immediate Release
MetLife, Inc.
1 MetLife Plaza
27-01 Queens Plaza North
Long Island City, NY 11101


Contacts:         For Media:        John Calagna
                                    (212) 578-6252

                  For Investors:    Tracey Dedrick
                                    (212) 578-5140


              JAMES M. KILTS NAMED TO METLIFE'S BOARD OF DIRECTORS

NEW YORK, October 26, 2004 - MetLife, Inc. (NYSE: MET) announced today that it
has named James M. Kilts, 56, chairman of the board, president and chief
executive officer of The Gillette Company, to its board of directors. Kilts was
also named to the board of Metropolitan Life Insurance Company, a subsidiary of
MetLife, Inc. The elections are effective January 1, 2005.

"I am extremely pleased to welcome Jim to MetLife's board," said Robert H.
Benmosche, chairman and chief executive officer, MetLife, Inc. "With more than
30 years of experience in the consumer products industry, Jim's vast experience
in overseeing billion-dollar businesses and developing business strategies in
the United States and abroad will prove to be extremely beneficial to MetLife."

Prior to being named to his current role at Gillette, Kilts had served as
president and chief executive officer of Nabisco. Before joining Nabisco, Kilts
headed the $27 billion Worldwide Food group of Philip Morris, where he was an
executive vice president from 1994 to 1997. In that role, he was responsible for
shaping the group's domestic and international strategy and plans. Before that,
Kilts served in increasingly senior positions at Kraft. He began his career with
General Foods Corporation.

In addition to MetLife, Kilts is a member of the board of directors of the May
Department Stores Company, the Whirlpool Corporation and serves on Citigroup's
International Advisory Board. He is a member of the National Association of
Manufacturers and is chairman of the board of directors of the Grocery
Manufacturers of America. Kilts also serves on the board of trustees of Knox
College and the University of Chicago, is chairman of the Advisory Council of
the University of Chicago Graduate School of Business and is a director of
International Executive Service Corps.

A graduate of Knox College, Galesburg, Illinois, Kilts earned a master of
business administration degree from the University of Chicago.


MetLife, Inc., through its subsidiaries and affiliates, is a leading provider of
insurance and other financial services to individual and institutional
customers. The MetLife companies serve individuals in approximately 13 million
households in the U.S. and provide benefits to 37 million employees and family
members through their plan sponsors. Outside the U.S., the MetLife companies
serve approximately 8 million customers through direct insurance operations in
Argentina, Brazil, Chile, China, Hong Kong, India, Indonesia, Mexico, South
Korea, Taiwan and Uruguay. For more information about MetLife, please visit the
company's Web site at www.metlife.com.

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