8-K

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549


                                    FORM 8-K


                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


     Date of report (Date of earliest event reported)  October 15, 2004

                                  MetLife, Inc.
- --------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in Its Charter)

                                    Delaware
- --------------------------------------------------------------------------------
                 (State or Other Jurisdiction of Incorporation)

            1-15787                                      13-4075851
- --------------------------------------------------------------------------------
    (Commission File Number)                   (IRS Employer Identification No.)


      200 Park Avenue, New York, New York                         10166
- --------------------------------------------------------------------------------
   (Address of Principal Executive Offices)                    (Zip Code)

                                  212-578-2211
- --------------------------------------------------------------------------------
              (Registrant's Telephone Number, Including Area Code)

                                       N/A
- --------------------------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)

     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     |_| Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

     |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)

     |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

     |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))





Item 8.01 Other Events.

On October 15, 2004, MetLife, Inc., a Delaware corporation, issued a press
release commenting on subpoenas from the New York State Attorney General. A copy
of the press release is attached hereto as Exhibit 99.1 and is incorporated
herein by reference.

Item 9.01 Financial Statements and Exhibits.

(a)      Not applicable

(b)      Not applicable

(c)      Exhibits.

         99.1     Press release of MetLife, Inc., dated October 15, 2004,
                  commenting on subpoenas from the New York State
                  Attorney General.



                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                METLIFE, INC.

                                By:   /s/ Gwenn L. Carr
                                      ------------------------------------------
                                      Name: Gwenn L. Carr
                                      Title: Senior Vice-President and Secretary

Date: October 15, 2004






                                  EXHIBIT INDEX
                                  -------------


Exhibit
Number        Exhibit
- -------       -------

99.1          Press release of MetLife, Inc., dated October 15, 2004,
              commenting on subpoenas from the New York State
              Attorney General.

EX-99.1

[METLIFE LOGO AND LETTERHEAD]                                               NEWS

Public Relations                                       For Immediate Release
MetLife, Inc.
1 MetLife Plaza
27-01 Queens Plaza North
Long Island City, NY 11101


Contacts:    For Media:         John Calagna
                                (212) 578-6252

             For Investors:     Tracey Dedrick
                                (212) 578-5140


                         METLIFE COMMENTS ON SUBPOENAS
                      FROM NEW YORK STATE ATTORNEY GENERAL

NEW YORK, October 15, 2004 - In response to inquiries to MetLife, Inc. (NYSE:
MET) from the investment community following yesterday's announcement by the
Office of the Attorney General of the State of New York that it has filed civil
charges alleging a major insurance broker engaged in fraudulent business
practices, MetLife today issued the following statement:

As previously disclosed, MetLife received a subpoena from the Office of the
Attorney General of the State of New York seeking information regarding certain
compensation agreements between insurance brokers and MetLife.  MetLife has
since received a second subpoena broadening the scope of that inquiry.  More
recently, MetLife received two subpoenas, which included a set of
interrogatories, seeking information regarding whether MetLife has provided or
is aware of the provision of 'fictitious' or 'inflated' bids.

MetLife continues to fully cooperate with these inquiries and is responding to
the subpoenas.

MetLife, Inc., through its subsidiaries and affiliates, is a leading provider of
insurance and other financial services to individual and institutional
customers.  The MetLife companies serve individuals in approximately 13 million
households in the U.S. and provide benefits to 37 million employees and family
members through their plan sponsors.  Outside the U.S., the MetLife companies
serve approximately 8 million customers through direct insurance operations in
Argentina, Brazil, Chile, China, Hong Kong, India, Indonesia, Mexico, South
Korea, Taiwan and Uruguay.  For more information about MetLife, please visit the
company's Web site at www.metlife.com.

                                   #   #   #