8-K

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                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

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                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                       Securities Exchange Act of 1934


                          Date of Report: May 15, 2003
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                       (Date of earliest event reported)


                                  MetLife, Inc.
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             (Exact name of registrant as specified in its charter)



 Delaware                                1-15787                  13-4075851
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(State or other jurisdiction        (Commission File         (I.R.S. Employer
of incorporation)                   Number)                  Identification No.)




              One Madison Avenue, New York, New York 10010-3690
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             (Address of principal executive offices) (Zip Code)


               Registrant's telephone number, including area code:

                                 (212) 578-2211
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Item 7. Financial Statements and Exhibits.

     (a) Not applicable.

     (b) Not applicable.

     (c) Exhibits.

         99.1 Press Release of MetLife, Inc., dated May 15, 2003.


Item 9.  Regulation FD Disclosure.

     On May 15, 2003, MetLife, Inc., a Delaware Corporation, issued a press
release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated
herein by reference. The text of this press release is furnished and not filed
pursuant to Regulation FD.

                                    SIGNATURE


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                               METLIFE, INC.


                               By:   /s/ Gwenn L. Carr
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                                     Name:  Gwenn L. Carr
                                     Title:  Vice-President and Secretary




Date: May 19, 2003









                                EXHIBIT INDEX


Exhibit
Number          Exhibit
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99.1            Press Release, dated May 15, 2003.

EX-99.1

                                                                    Exhibit 99.1

Contact:    For Media:      John Calagna
                            212-578-6252

            For Investors:  Kevin Helmintoller
                            212-578-5140

              METLIFE COMPLETES METLIFE CAPITAL TRUST I TRANSACTION

NEW YORK, May 15, 2003 - MetLife, Inc. (NYSE: MET) announced today the
settlement of the purchase contracts associated with the equity security units
issued in connection with its initial public offering. Each purchase contract
was settled for 2.97 shares of MetLife, Inc. common stock, which resulted in the
issuance of approximately 59.8 million common shares. MetLife received
approximately $1.0 billion in proceeds from the issuance, which will be used for
general corporate purposes.

As a result of the settlement of the purchase contracts, the MetLife Capital
Trust I equity security units cease to exist and will no longer be traded on the
New York Stock Exchange (formerly NYSE: MIU). MetLife previously announced the
expected transaction as part of its first quarter 2003 earnings press release on
May 5, 2003.

MetLife, Inc., through its subsidiaries and affiliates, is a leading provider of
insurance and other financial services to individual and institutional
customers. The MetLife companies serve approximately 12 million individuals in
the U.S. and companies and institutions with 37 million employees and members.
It also has international insurance operations in 12 countries.

                                      # # #

This release contains statements which constitute forward-looking statements
within the meaning of the Private Securities Litigation Reform Act of 1995,
including statements relating to trends in the company's operations and
financial results and the business and the products of the company and its
subsidiaries, as well as other statements including words such as "anticipate,"
"believe," "plan," "estimate," "expect," "intend" and other similar expressions.
Forward-looking statements are made based upon management's current expectations
and beliefs concerning future developments and their potential effects on the
company. Such forward-looking statements are not guarantees of future
performance.

Actual results may differ materially from those included in the forward-looking
statements as a result of risks and uncertainties including, but not limited to
the following: (i) changes in general economic conditions, including the
performance of financial markets and interest rates; (ii) heightened
competition, including with respect to pricing, entry of new competitors and the
development of new products by new and existing competitors; (iii) unanticipated
changes in industry trends; (iv) the company's primary reliance, as a holding
company, on dividends from its subsidiaries to meet debt payment obligations and
the applicable regulatory restrictions on the ability of the subsidiaries to pay
such dividends; (v) deterioration in the experience of the "closed

block" established in connection with the reorganization of Metropolitan Life
Insurance Company; (vi) catastrophe losses; (vii) adverse litigation or
arbitration results; (viii) regulatory, accounting or tax changes that may
affect the cost of, or demand for, the company's products or services; (ix)
downgrades in the company's and its affiliates' claims paying ability, financial
strength or debt ratings; (x) changes in rating agency policies or practices;
(xi) discrepancies between actual claims experience and assumptions used in
setting prices for the company's products and establishing the liabilities for
the company's obligations for future policy benefits and claims; (xii)
discrepancies between actual experience and assumptions used in establishing
liabilities related to other contingencies or obligations; (xiii) the effects of
business disruption or economic contraction due to terrorism or other
hostilities; and (xiv) other risks and uncertainties described from time to time
in the company's filings with the Securities and Exchange Commission, including
its S-1 and S-3 registration statements. The company specifically disclaims any
obligation to update or revise any forward-looking statement, whether as a
result of new information, future developments or otherwise.