8-K

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                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

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                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                       Securities Exchange Act of 1934


                        Date of Report: February 13, 2003
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                       (Date of earliest event reported)


                                  MetLife, Inc.
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             (Exact name of registrant as specified in its charter)



 Delaware                                1-15787                  13-4075851
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(State or other jurisdiction        (Commission File         (I.R.S. Employer
of incorporation)                   Number)                  Identification No.)




              One Madison Avenue, New York, New York 10010-3690
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             (Address of principal executive offices) (Zip Code)


               Registrant's telephone number, including area code:

                                 (212) 578-2211
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Item 7. Financial Statements and Exhibits.

     (a) Not applicable.

     (b) Not applicable.

     (c) Exhibits.

         99.1 Press Release of MetLife, Inc., dated February 13, 2003.


Item 9.  Regulation FD Disclosure.

     On February 13, 2003, MetLife, Inc., a Delaware Corporation, issued a press
release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated
herein by reference. The text of this press release is furnished and not filed
pursuant to Regulation FD.

                                    SIGNATURE


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                               METLIFE, INC.


                               By:   /s/ Gwenn L. Carr
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                                     Name:  Gwenn L. Carr
                                     Title:  Vice-President and Secretary




Date: February 13, 2003









                                EXHIBIT INDEX


Exhibit
Number          Exhibit
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99.1            Press Release, dated February 13, 2003.

EX-99.1

                                                                    Exhibit 99.1


Contacts:   For Media:      John Calagna
                            212-578-6252
                            jcalagna@metlife.com

            For Investors:  Kevin Helmintoller
                            212-578-5140
                            helmintoller@metlife.com


               METLIFE, INC. ANNOUNCES REMARKETING OF DEBENTURES
                       RELATING TO EQUITY SECURITY UNITS

NEW YORK, February 13, 2003 -- MetLife, Inc. (NYSE: MET) announced today that in
connection with the remarketing of its debentures relating to its 8% equity
security units (NYSE:MIU), the interest rate on the debentures that form a part
of the units is being reset as of February 15, 2003 to 3.911% per annum for a
yield to maturity of 2.876%. The terms of the equity security units provide for
a resetting of the interest rate on the debentures in connection with the
remarketing. An aggregate principal amount of $1,006,250,000 of the debentures
is outstanding. The debentures mature on May 15, 2005.

The remarketing is expected to close on or about February 18, 2003. The
remarketing is being conducted on behalf of the holders of the debentures and
MetLife will not receive any of the net proceeds.

The joint remarketing agents for the transaction are Credit Suisse First Boston
LLC and Goldman, Sachs & Co. A copy of the final prospectus may be obtained
from Credit Suisse First Boston LLC at Eleven Madison Avenue, New York, NY 10010
and from Goldman, Sachs & Co. at 85 Broad Street, New York, NY 10004.

This press release does not constitute an offer to sell, nor a solicitation of
an offer to buy any of the debentures or any other security.

MetLife, Inc., through its subsidiaries and affiliates, is a leading provider of
insurance and other financial services to individual and institutional
customers. The MetLife companies serve approximately 12 million individuals in
the U.S. and companies and institutions with 33 million employees and members.
It also has international insurance operations in 12 countries.

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