<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>6
<FILENAME>y63244exv99w4.txt
<DESCRIPTION>CERTIFICATION
<TEXT>
<PAGE>


                                                                    Exhibit 99.4


     CERTIFICATION PURSUANT TO SECTION 1350 OF CHAPTER 63 OF TITLE 18 OF THE
                               UNITED STATES CODE


      I, Robert H. Benmosche, the chief executive officer of MetLife, Inc. (the
"Company"), certify that (i) the Company's Quarterly Report on Form 10-Q fully
complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934 and (ii) the information contained in the Company's
Quarterly Report on Form 10-Q fairly presents, in all material respects, the
financial condition and results of operations of the Company.


August 14, 2002


                                          /s/ Robert H. Benmosche
                                          -----------------------
                                          Robert H. Benmosche
                                          Chairman, President and
                                          Chief Executive Officer


</TEXT>
</DOCUMENT>