<ARTICLE> 7
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   6-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-2000
<PERIOD-END>                               JUN-30-1999             JUN-30-2000
<DEBT-HELD-FOR-SALE>                                 0                  83,618
<DEBT-CARRYING-VALUE>                                0                       0
<DEBT-MARKET-VALUE>                                  0                       0
<EQUITIES>                                           0                   2,133
<MORTGAGE>                                           0                  16,405
<REAL-ESTATE>                                        0                   5,619
<TOTAL-INVEST>                                       0                 117,026
<CASH>                                               0                   3,187
<RECOVER-REINSURE>                                   0                       0
<DEFERRED-ACQUISITION>                               0                   6,771
<TOTAL-ASSETS>                                       0                 254,825
<POLICY-LOSSES>                                      0                  41,373
<UNEARNED-PREMIUMS>                                  0                     753
<POLICY-OTHER>                                       0                  53,605
<POLICY-HOLDER-FUNDS>                                0                   4,869
<NOTES-PAYABLE>                                      0                   4,608
<PREFERRED-MANDATORY>                                0                   1,084
<PREFERRED>                                          0                       0
<COMMON>                                             0                       8
<OTHER-SE>                                           0                  14,559
<TOTAL-LIABILITY-AND-EQUITY>                         0                 254,825
<PREMIUMS>                                       5,786                   7,041
<INVESTMENT-INCOME>                              4,806                   5,065
<INVESTMENT-GAINS>                               (155)                   (147)
<OTHER-INCOME>                                   3,976                   2,277
<BENEFITS>                                       6,400                   7,336
<UNDERWRITING-AMORTIZATION>                          0                       0
<UNDERWRITING-OTHER>                                 0                       0
<INCOME-PRETAX>                                    324                     667
<INCOME-TAX>                                       171                     376
<INCOME-CONTINUING>                                153                     291
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                     44                     170
<CHANGES>                                            0                       0
<NET-INCOME>                                       109                     121
<EPS-BASIC>                                          0                     .44
<EPS-DILUTED>                                        0                     .44
<RESERVE-OPEN>                                       0                       0
<PROVISION-CURRENT>                                  0                       0
<PROVISION-PRIOR>                                    0                       0
<PAYMENTS-CURRENT>                                   0                       0
<PAYMENTS-PRIOR>                                     0                       0
<RESERVE-CLOSE>                                      0                       0
<CUMULATIVE-DEFICIENCY>                              0                       0

<F1>Represents company obligated mandatorily redeemable preferred securities of
subsidiary trusts holding solely junior subordinated debentures.
<F2>Basic and Diluted earnings per share (EPS) represents EPS for the period April
7, 2000 to June 30, 2000.