8-K

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                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

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                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                        Date of Report: July 10, 2000
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                        (Date of earliest event reported)


                                  MetLife, Inc.
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             (Exact name of registrant as specified in its charter)



 Delaware                                1-15787                  13-4075851
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(State or other jurisdiction        (Commission File         (I.R.S. Employer
of incorporation)                   Number)                  Identification No.)




              One Madison Avenue, New York, New York 10010-3690
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             (Address of principal executive offices) (Zip Code)


               Registrant's telephone number, including area code:

                                 (212) 578-2211
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Item 5. Other Information.

     On July 10, 2000, Metropolitan Life Insurance Company, a subsidiary of
MetLife, Inc., a Delaware corporation, issued a press release, a copy of which
is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 7.  Exhibits.

99.1     Press Release of Metropolitan Life Insurance Company, a subsidiary of
         MetLife, Inc., dated July 10, 2000.





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                                    SIGNATURE


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                               METLIFE, INC.


                               By:   /s/ Gwenn L. Carr
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                                     Name:  Gwenn L. Carr
                                     Title:  Vice-President and Secretary




Date: July 10, 2000








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                                  EXHIBIT INDEX


Exhibit
Number            Exhibit
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99.1              Press Release, dated July 10, 2000.

EX-99.1

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                                                                    Exhibit 99.1

                   METLIFE AND BANCO SANTANDER TO RESTRUCTURE
                             JOINT VENTURE IN SPAIN


New York, NY, July 10, 2000 - Metropolitan Life Insurance Company and Banco
Santander Central Hispano announced today that an agreement has been reached
that will restructure their insurance joint venture, Seguros Genesis, in Spain.
After successfully completing the objectives set forth in the original joint
venture established in 1988, MetLife and Banco Santander Central Hispano have
decided to restructure their agreement to allow both partners to focus on their
key strengths and maximize market potential.

The key elements of the agreement are:

o    Seguros Genesis' bancassurance portfolio sold through Banco Santander's
     branches will be transferred to a new bancassurance company, established
     for the Banco Santander Central Hispano branch networks. The equity
     participation of the new company will be Banco Santander Central Hispano
     with 60%, MetLife with 20%, and Assicurazioni Generali with 20%.

o    With the exception of the bancassurance business, all other businesses
     sold via multiple distribution channels, including the professional agency
     force, direct sale auto insurance, and others will remain as part of
     Seguros Genesis, with MetLife holding 80% of Seguros Genesis and Banco
     Santander Central Hispano reducing its equity ownership to 20%. Banco
     Santander Central Hispano will absorb the portfolio of Seguros Genesis'
     branch in Portugal.

This new arrangement is a natural evolution for the joint venture which allows
both companies to focus on their key strengths in order to maximize market
potential. MetLife and Banco Santander Central Hispano continue to have a strong
partnership and are very optimistic about the future.

Seguros Genesis is an insurance joint venture partnership between MetLife and
Banco Santander Central Hispano that was established in Spain in 1988 on a 50-50
basis. Over this time period, Seguros Genesis has successfully accomplished the
original goals set by MetLife and Banco Santander Central Hispano. It has
developed a multi-channel distribution strategy that includes bancassurance, a
professional agency sales force, direct auto and others. Seguros Genesis is

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ranked among the top three life insurance companies in Spain and, in 1999, its
gross written premium surpassed US $1 billion.

In addition to this agreement, Banco Santander Central Hispano has announced an
agreement with Assicurazoni Generali to restructure their insurance alliances in
Spain.

Metropolitan Life Insurance Company, a subsidiary of MetLife, Inc. (NYSE: MET),
is a leading provider of insurance and other financial services to individual
and group customers. The MetLife companies serve approximately nine million
individual households in the U.S. and companies and institutions with 33 million
employees and members. MetLife also has international insurance operations in 11
countries. For more information about MetLife, please visit the company's Web
site at www.metlife.com.

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This release contains statements which constitute forward-looking statements
within the meaning of the Private Securities Litigation Reform Act of 1995. Such
forward-looking statements are not guarantees of future performance. Actual
results may differ materially from those anticipated in the forward-looking
statements as a result of risks and uncertainties including: changes in interest
rates, declines in securities markets and the effect on sales of investment
products and on our investment portfolio, competition, litigation, differences
between actual claims experience and underwriting and reserving assumptions,
downgrades in our or our affiliates' ratings and the risk factors described from
time to time in our filings with the Securities and Exchange Commission,
including our S-1 registration statements.