Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,815	$ 1,423
Adjustments to reconcile net income to net cash provided by operations:
Depreciation and amortization	192	231
Gain on sales of SBA loans	(450)	(615)
Gain on sales of other real estate owned	(97)
Provision for loan losses	2,533	2,716
Provision for losses on unfunded commitments		6
Provision for losses on other real estate owned	125	153
Loss on impairment of stock investment	18
Deferred income taxes	290	(214)
Change in assets and liabilities:
Increase in accrued interest receivable	(17)	(69)
(Increase) decrease in other assets	(106)	54
Decrease in accrued interest payable	(35)	(78)
Decrease in other liabilities	(63)	(63)
Net cash provided by operating activities	4,205	3,544
CASH FLOWS FROM INVESTING ACTIVITIES
Increase in loans, net	(10,508)	(10,465)
Proceeds from sales of SBA loans	6,197	8,742
Proceeds from sales of other real estate owned	1,736
Purchase of premises and equipment	(54)	(48)
Net cash used by investing activities	(2,629)	(1,771)
CASH FLOWS FROM FINANCING ACTIVITIES
Increase in non-interest bearing deposits, net	7,826	2,736
Net decrease in other deposits	(5,328)	(1,271)
Net cash provided by financing activities	2,498	1,465
Net increase in cash and cash equivalents	4,074	3,238
Cash and cash equivalents at beginning of period	13,726	10,488
Cash and cash equivalents at end of period	17,800	13,726
SUPPLEMENTAL CASH FLOW INFORMATION
Interest paid	2,121	3,052
Income taxes paid	1,275	1,490
Transfers to other real estate owned	$ 2,672	$ 1,015