Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 2,161	$ 1,437
Interest bearing deposits	15,639	12,289
Cash and cash equivalents	17,800	13,726
Investments in restricted stocks, at cost	509	527
Loans receivable	184,298	184,883
Allowance for loan losses	(3,033)	(3,174)
Net loans receivable	181,265	181,709
Premises and equipment, net	418	556
Accrued interest receivable	767	750
Deferred income taxes	843	1,133
Other real estate owned	4,232	3,324
Other assets	1,505	1,399
Total Assets	207,339	203,124
LIABILITIES
Non-interest bearing deposits	31,586	23,760
Interest bearing deposits	151,022	156,350
Total deposits	182,608	180,110
Accrued interest payable	71	106
Other liabilities	480	543
Total Liabilities	183,159	180,759
STOCKHOLDERS' EQUITY
Common stock - $.01 par value; authorized 4,000,000 shares; Issued and outstanding: 1,820,548 shares at December 31, 2011 and at December 31, 2010	18	18
Additional paid-in capital	17,853	17,853
Retained earnings	6,309	4,494
Total Stockholders' Equity	24,180	22,365
Total Liabilities and Stockholders' Equity	$ 207,339	$ 203,124