Consolidated Statements of Financial Condition (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 2,158	$ 1,437
Interest bearing deposits	18,059	12,289
Cash and cash equivalents	20,217	13,726
Investments in restricted stocks, at cost	527	527
Loans receivable	180,748	184,883
Allowance for loan losses	(3,038)	(3,174)
Net loans receivable	177,710	181,709
Premises and equipment, net	442	556
Accrued interest receivable	754	750
Deferred income taxes	1,087	1,133
Other real estate owned	2,637	3,324
Other assets	1,423	1,399
Total Assets	204,797	203,124
LIABILITIES
Non-interest bearing deposits	28,059	23,760
Interest bearing deposits	152,208	156,350
Total deposits	180,267	180,110
Accrued interest payable	99	106
Other liabilities	670	543
Total Liabilities	181,036	180,759
STOCKHOLDERS' EQUITY
Common stock - $.01 par value; authorized 4,000,000 shares. Issued and outstanding: 1,820,548 shares at September 30, 2011 and at December 31, 2010	18	18
Additional paid-in capital	17,853	17,853
Retained earnings	5,890	4,494
Total Stockholders' Equity	23,761	22,365
Total Liabilities and Stockholders' Equity	$ 204,797	$ 203,124