Consolidated Statements of Financial Condition (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 2,072	$ 1,437
Interest bearing deposits	23,683	12,289
Cash and cash equivalents	25,755	13,726
Investments in restricted stocks, at cost	527	527
Loans receivable	180,620	184,883
Allowance for loan losses	(3,371)	(3,174)
Net loans receivable	177,249	181,709
Premises and equipment, net	464	556
Accrued interest receivable	721	750
Deferred income taxes	1,266	1,133
Other real estate owned	3,332	3,324
Other assets	1,282	1,399
Total Assets	210,596	203,124
LIABILITIES
Non-interest bearing deposits	26,474	23,760
Interest bearing deposits	160,164	156,350
Total deposits	186,638	180,110
Accrued interest payable	98	106
Other liabilities	594	543
Total Liabilities	187,330	180,759
STOCKHOLDERS' EQUITY
Common stock - $.01 par value; authorized 4,000,000 shares; Issued and outstanding: 1,820,548 shares at June 30, 2011 and at December 31, 2010	18	18
Additional paid-in capital	17,853	17,853
Retained earnings	5,395	4,494
Total Stockholders' Equity	23,266	22,365
Total Liabilities and Stockholders' Equity	$ 210,596	$ 203,124