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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest income:        
Taxable $ 24,009 $ 21,292 $ 47,302 $ 42,221
Nontaxable 1,319 1,224 2,622 2,428
Interest-bearing deposits with financial institutions 1,513 440 2,284 816
Restricted investments in bank stock 70 75 144 156
Investment securities:        
U.S. government agency and corporations 1,521 1,460 2,980 2,949
States and political subdivisions (nontaxable) 925 1,103 1,890 2,208
States and political subdivisions (taxable) 408 445 851 887
Total interest income 29,765 26,039 58,073 51,665
Interest expense:        
Deposits 11,738 10,459 22,925 20,400
Secured borrowings 98 120 186 241
Other short-term borrowings 0 343 0 963
Total interest expense 11,836 10,922 23,111 21,604
Net interest income 17,929 15,117 34,962 30,061
Provision for credit losses on loans 300 275 755 400
Net provision (benefit) for credit losses on unfunded loan commitments 20 140 (65) 90
Net interest income after provision for credit losses 17,609 14,702 34,272 29,571
Other income:        
Earnings on bank-owned life insurance 391 358 780 706
Gain (loss) on write-down, sale or disposal of:        
Loans 308 245 1,061 448
Available-for-sale debt securities 0 0 (822) 0
Premises and equipment (11) (1) 298 3
Total other income 5,359 4,615 10,332 9,188
Other expenses:        
Salaries and employee benefits 7,704 6,928 15,396 14,060
Premises and equipment 2,406 2,172 4,843 4,331
Data processing and communication 732 714 1,460 1,457
Advertising and marketing 602 413 1,645 1,144
Professional services 970 1,191 1,928 2,254
Automated transaction processing 480 486 938 911
Office supplies and postage 157 190 404 393
PA shares tax expense 402 390 242 415
Loan collection 43 51 101 54
Other real estate owned, net 14 (13) (57) (13)
FDIC assessment 297 302 607 600
Other 903 792 1,757 1,700
Total other expenses 14,710 13,616 29,264 27,306
Income before income taxes 8,258 5,701 15,340 11,453
Provision for income taxes 1,337 766 2,428 1,460
Net income $ 6,921 $ 4,935 $ 12,912 $ 9,993
Per share data:        
Net income - basic (in dollars per share) $ 1.2 $ 0.86 $ 2.24 $ 1.74
Net income - diluted (in dollars per share) 1.2 0.86 2.23 1.73
Dividends (in dollars per share) $ 0.4 $ 0.38 $ 0.8 $ 0.76
Deposit Account [Member]        
Other income:        
Other Income $ 1,026 $ 945 $ 2,018 $ 1,902
Credit and Debit Card [Member]        
Other income:        
Other Income 1,283 1,191 2,640 2,489
Bank Servicing [Member]        
Other income:        
Other Income 434 281 763 585
Fiduciary and Trust [Member]        
Other income:        
Other Income 1,050 884 2,014 1,733
Investment Advisory, Management and Administrative Service [Member]        
Other income:        
Other Income 234 295 539 563
Financial Service, Other [Member]        
Other income:        
Other Income $ 644 $ 417 $ 1,041 $ 759