Note 15 - Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum for capital adequacy purposes							Minimum for capital adequacy purposes with capital conservation buffer*					Minimum to be well capitalized under prompt corrective action provisions
(dollars in thousands)	Amount		Ratio			Amount			Ratio				Amount		Ratio			Amount			Ratio
As of December 31, 2024
Total capital (to risk-weighted assets)
Consolidated	$	259,790		14.8	%	≥	$	140,617		8.0	%	≥	$	184,560		10.5	%			N/A		N/A
Bank	$	258,437		14.7	%	≥	$	140,596		8.0	%	≥	$	184,532		10.5	%	≥	$	175,745		10.0	%
Tier 1 common equity (to risk-weighted assets)
Consolidated	$	239,039		13.6	%	≥	$	79,097		4.5	%	≥	$	123,040		7.0	%			N/A		N/A
Bank	$	237,687		13.5	%	≥	$	79,085		4.5	%	≥	$	123,022		7.0	%	≥	$	114,234		6.5	%
Tier I capital (to risk-weighted assets)
Consolidated	$	239,039		13.6	%	≥	$	105,463		6.0	%	≥	$	149,406		8.5	%			N/A		N/A
Bank	$	237,687		13.5	%	≥	$	105,447		6.0	%	≥	$	149,384		8.5	%	≥	$	140,596		8.0	%
Tier I capital (to average assets)
Consolidated	$	239,039		9.2	%	≥	$	103,664		4.0	%	≥	$	103,664		4.0	%			N/A		N/A
Bank	$	237,687		9.2	%	≥	$	103,653		4.0	%	≥	$	103,653		4.0	%	≥	$	129,567		5.0	%

As of December 31, 2023
Total capital (to risk-weighted assets)
Consolidated	$	246,120	14.7	%	≥	$	134,255	8.0	%	≥	$	176,209	10.5	%			N/A	N/A
Bank	$	244,562	14.6	%	≥	$	134,238	8.0	%	≥	$	176,187	10.5	%	≥	$	167,797	10.0	%
Tier 1 common equity (to risk-weighted assets)
Consolidated	$	225,135	13.4	%	≥	$	75,518	4.5	%	≥	$	117,473	7.0	%			N/A	N/A
Bank	$	223,576	13.3	%	≥	$	75,509	4.5	%	≥	$	117,458	7.0	%	≥	$	109,068	6.5	%
Tier I capital (to risk-weighted assets)
Consolidated	$	225,135	13.4	%	≥	$	100,691	6.0	%	≥	$	142,646	8.5	%			N/A	N/A
Bank	$	223,576	13.3	%	≥	$	100,678	6.0	%	≥	$	142,628	8.5	%	≥	$	134,268	8.0	%
Tier I capital (to average assets)
Consolidated	$	225,135	9.2	%	≥	$	98,465	4.0	%	≥	$	98,465	4.0	%			N/A	N/A
Bank	$	223,576	9.1	%	≥	$	98,457	4.0	%	≥	$	98,457	4.0	%	≥	$	123,071	5.0	%