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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Assets [Abstract]    
Cash and due from banks $ 26,269 $ 28,949
Interest-bearing deposits with financial institutions 57,084 83,000
Total cash and cash equivalents 83,353 111,949
Available-for-sale securities 331,457 344,040
Held-to-maturity securities (fair value of $194,575 in 2024; $197,176 in 2023) 225,764 224,233
Restricted investments in bank stock 3,961 3,905
Loans and leases, net (allowance for credit losses of $19,666 in 2024; $18,806 in 2023) 1,779,136 1,666,292
Loans held-for-sale (fair value $2,089 in 2024; $1,483 in 2023) 2,054 1,457
Foreclosed assets held-for-sale 430 1
Bank premises and equipment, net 35,914 34,232
Leased property under finance leases, net 975 1,173
Right-of-use assets 8,785 7,771
Cash surrender value of bank owned life insurance 58,069 54,572
Interest Receivable 9,632 9,092
Goodwill 19,628 19,628
Core deposit intangible, net 876 1,184
Other assets 24,582 23,630
Total assets 2,584,616 2,503,159
Liabilities:    
Interest-bearing 1,806,885 1,622,282
Non-interest-bearing 533,935 536,143
Total deposits 2,340,820 2,158,425
Allowance for credit losses on off-balance sheet credit exposures 1,084 944
Finance lease obligation 1,011 1,201
Operating lease liabilities 9,714 8,549
Short-term borrowings 0 117,000
Secured borrowings 6,266 7,372
Accrued interest payable and other liabilities 21,752 20,189
Total liabilities 2,380,647 2,313,680
Commitments and contingencies (Notes 13 and 17)
Shareholders' equity:    
Preferred stock authorized 5,000,000 shares with no par value; none issued 0 0
Capital stock, no par value (10,000,000 shares authorized; shares issued and outstanding; 5,736,252 at December 31, 2024; and 5,703,636 at December 31, 2023) 119,430 117,695
Retained earnings 140,113 128,251
Accumulated other comprehensive loss (55,574) (56,467)
Treasury stock, at cost (54 shares at December 31, 2024 and 38 shares at December 31, 2023) 0 0
Total shareholders' equity 203,969 189,479
Total liabilities and shareholders' equity $ 2,584,616 $ 2,503,159