XML 56 R46.htm IDEA: XBRL DOCUMENT v3.23.2
Note 5 - Loans and Leases - Change in Allowance (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Beginning balance $ 17,910 $ 16,081 $ 17,149 $ 15,624 $ 15,624
Initial allowance on loans purchased with credit deterioration     126    
Charge-offs (293) (73) (597) (168) (815)
Recoveries 58 57 199 84 240
Provision for credit losses on loans 675 525 855 1,050  
Ending balance 18,350 16,590 18,350 16,590 17,149
Ending balance: individually evaluated 295   295   161
Ending balance: collectively evaluated 18,055   18,055   16,988
Financing Receivable, before Allowance for Credit Loss 1,629,664 [1],[2]   1,629,664 [1],[2]   1,564,174 [3],[4]
Ending balance: individually evaluated 8,563   8,563   3,868
Ending balance: collectively evaluated 1,621,101   1,621,101   1,560,306
Provision 675 525   1,050 2,100
Ending balance: individually evaluated for impairment 295   295   161
Cumulative Effect, Period of Adoption, Adjustment [Member]          
Beginning balance     618    
Ending balance         618
Commercial Portfolio Segment [Member]          
Beginning balance 2,550 2,780 2,924 2,204 2,204
Initial allowance on loans purchased with credit deterioration     0    
Charge-offs (150) (31) (320) (31) (371)
Recoveries 1 2 22 4 11
Provision for credit losses on loans     (543)    
Ending balance 2,361 2,745 2,361 2,745 2,924
Ending balance: individually evaluated 16   16   48
Ending balance: collectively evaluated 2,345   2,345   2,876
Financing Receivable, before Allowance for Credit Loss 212,182 [1]   212,182 [1]   234,478 [3]
Ending balance: individually evaluated 668   668   719
Ending balance: collectively evaluated 211,514   211,514   233,759
Provision (40) (6)   568 1,080
Ending balance: individually evaluated for impairment 16   16   48
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Beginning balance     278    
Ending balance         278
Commercial Real Estate Portfolio Segment [Member]          
Beginning balance 8,157 6,822 7,162 7,422 7,422
Initial allowance on loans purchased with credit deterioration     126    
Charge-offs 0 0 (32) (1) (67)
Recoveries 2 19 41 28 153
Provision for credit losses on loans     525    
Ending balance 8,578 6,963 8,578 6,963 7,162
Ending balance: individually evaluated 219   219   112
Ending balance: collectively evaluated 8,359   8,359   7,050
Financing Receivable, before Allowance for Credit Loss 648,613 [1]   648,613 [1]   606,618 [3]
Ending balance: individually evaluated 7,000   7,000   2,782
Ending balance: collectively evaluated 641,613   641,613   603,836
Provision 419 122   (486) (346)
Ending balance: individually evaluated for impairment 219   219   112
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Beginning balance     756    
Ending balance         756
Consumer Portfolio Segment [Member]          
Beginning balance 2,448 2,547 2,827 2,404 2,404
Initial allowance on loans purchased with credit deterioration     0    
Charge-offs (143) (42) (245) (136) (377)
Recoveries 55 36 126 50 74
Provision for credit losses on loans     353    
Ending balance 2,514 2,770 2,514 2,770 2,827
Ending balance: individually evaluated 56   56   1
Ending balance: collectively evaluated 2,458   2,458   2,826
Financing Receivable, before Allowance for Credit Loss 290,966 [1],[5]   290,966 [1],[5]   282,710 [3],[6]
Ending balance: individually evaluated 286   286   364
Ending balance: collectively evaluated 290,680   290,680   282,346
Provision 154 229   452 726
Ending balance: individually evaluated for impairment 56   56   1
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Beginning balance     (547)    
Ending balance         (547)
Residential Portfolio Segment [Member]          
Beginning balance 4,683 3,851 4,169 3,508 3,508
Initial allowance on loans purchased with credit deterioration     0    
Charge-offs 0 0 0 0 0
Recoveries 0 0 10 2 2
Provision for credit losses on loans     470    
Ending balance 4,847 4,037 4,847 4,037 4,169
Ending balance: individually evaluated 4   4   0
Ending balance: collectively evaluated 4,843   4,843   4,169
Financing Receivable, before Allowance for Credit Loss 477,903 [1]   477,903 [1]   440,368 [3]
Ending balance: individually evaluated 609   609   3
Ending balance: collectively evaluated 477,294   477,294   440,365
Provision 164 186   527 659
Ending balance: individually evaluated for impairment 4   4   0
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Beginning balance     198    
Ending balance         198
Unallocated Financing Receivables [Member]          
Beginning balance 72 81 67 86 86
Initial allowance on loans purchased with credit deterioration     0    
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision for credit losses on loans     50    
Ending balance 50 75 50 75 67
Ending balance: individually evaluated 0   0   0
Ending balance: collectively evaluated 50   50   67
Financing Receivable, before Allowance for Credit Loss 0 [1]   0 [1]   0 [3]
Ending balance: individually evaluated 0   0   0
Ending balance: collectively evaluated 0   0   0
Provision (22) $ (6)   $ (11) (19)
Ending balance: individually evaluated for impairment $ 0   0   0
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Beginning balance     $ (67)    
Ending balance         $ (67)
[1] Includes $4.9 million of net deferred loan costs.
[2] Includes net deferred loan costs of $4.9 million.
[3] Includes $4.6 million of net deferred loan costs.
[4] Includes net deferred loan costs of $4.6 million.
[5] Net of unearned lease revenue of $1.9 million
[6] Net of unearned lease revenue of $1.7 million.