Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 2,515,535	$ 1,274,852
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion	1,587,031	929,446
Provision for loan losses	850,000	875,000
Deferred income tax expense (benefit)	40,645	(432,600)
Stock-based compensation expense	23,837	7,485
Proceeds from sale of loans held-for-sale	13,625,239	18,964,669
Originations of loans held-for-sale	(10,483,151)	(15,970,697)
Write-down of foreclosed assets held-for-sale	65,600	0
Earnings on bank owned life insurance	(155,176)	(152,817)
Net gain from sales of loans	(338,447)	(228,716)
Net gain on sale of investment securities	(16,390)	0
Net gain on sale of foreclosed assets held-for-sale	(18,214)	(21,415)
(Gain)/loss on disposal of equipment	(42)	16,171
Other-than-temporary impairment on securities	74,692	754,922
Change in:
Accrued interest receivable	(78,832)	44,988
Other assets	500,033	357,217
Accrued interest payable and other liabilities	(409,205)	108,196
Net cash provided by operating activities	7,783,155	6,526,701
Cash flows from investing activities:
Held-to-maturity securities: Proceeds from maturities, calls, and principal pay-downs	48,530	131,113
Available-for-sales securities: Proceeds from sales	822,643	0
Available-for-sale securities: Proceeds from maturities, calls and principal pay-downs	12,745,022	20,636,090
Available-for-sale securities: Purchases	(27,403,415)	(18,726,036)
Net decrease in FHLB stock	442,900	0
Net decrease (increase) in loans	5,571,994	(805,707)
Acquisition of bank premises and equipment	(177,820)	(412,873)
Proceeds from sale of foreclosed assets held-for-sale	366,149	570,605
Net cash (used in) provided by investing activities	(7,583,997)	1,393,192
Cash flows from financing activities:
Net increase in deposits	24,479,783	21,932,446
Net decrease in short-term borrowings	(541,524)	(955,413)
Proceeds from employee stock purchase plan participants	67,060	67,367
Dividends paid, net of dividends reinvested	(733,966)	(702,600)
Proceeds from dividend reinvestment plan participants	238,600	139,228
Net cash provided by financing activities	23,509,953	20,481,028
Net increase in cash and cash equivalents	23,709,111	28,400,921
Cash and cash equivalents, beginning	22,967,345	8,327,954
Cash and cash equivalents, ending	$ 46,676,456	$ 36,728,875