Consolidated Statements of Changes in Shareholders Equity (Parenthetical) (USD $)	6 Months Ended
Jun. 30, 2011	Jun. 30, 2010
Consolidated Statements of Changes in Shareholders' Equity
Change in net unrealized holding losses on available-for-sale securities, net of reclassification adjustment, tax	$ 770,749	$ 949,395
Non-credit related impairment losses on investment securities not expected to be sold, tax	$ 18,061	$ 237,322

Tax effect of the gross appreciation or the gross loss, net of reclassification adjustment, in the value of the total unsold available-for-sale securities at the end of an accounting period.

+ References+ Details

The tax effect related to other than temporary impairment (OTTI) loss on a debt security, categorized as either Available-for-sale or Held-to-maturity, related to factors other than credit losses when the entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis. This amount is the portion of the tax effect on other than temporary losses related to investments in debt securities categorized as Available-for-sale or Held-to-maturity which includes the portion attributable to the noncontrolling interest, if any; this amount is also referred to as the amount incurred by the reporting entity or the consolidated entity.

+ References+ Details