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Income Taxes (Tables)
12 Months Ended
Dec. 31, 2021
Income Taxes [Abstract]  
Schedule Of Deferred Tax Assets And Liabilities As of December 31,(dollars in thousands)2021 2020Deferred tax assets: Allowance for loan losses$ 3,281 $ 2,936Deferred interest from non-accrual assets 251 206Operating lease liabilities 2,022 1,605Acquisition accounting 2,087 479Other 1,029 594Total 8,670 5,820 Deferred tax liabilities: Net unrealized gains on available-for-sale securities (48) (2,380)Loan fees and costs (1,397) (1,013)Automobile leasing (5,162) (4,287)Operating lease right-of-use assets (1,891) (1,487)Depreciation (1,594) (1,411)Mortgage loan servicing rights (357) (278)Total (10,449) (10,856)Deferred tax liability, net$ (1,779) $ (5,036)
Schedule Of Components Of Income Tax Expense Benefit Years ended December 31,(dollars in thousands)2021 2020 2019 Current$ 4,904 $ 2,336 $ 1,985Deferred (903) (87) 341Total provision for income taxes$ 4,001 $ 2,249 $ 2,326
Schedule Of Effective Income Tax Rate Reconciliation Years ended December 31, (dollars in thousands)2021 2020 2019Expected provision at the statutory rate$ 5,873 $ 3,203 $ 2,919Tax-exempt income (1,686) (865) (592)Bank owned life insurance (232) (167) (136)Nondeductible interest expense 87 54 37Nondeductible other expenses and other, net 49 (8) 98Tax credits (135) - -State income tax 45 32 -Actual provision for income taxes$ 4,001 $ 2,249 $ 2,326