Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets:
Cash and due from banks	$ 19,408	$ 14,583
Interest-bearing deposits with financial institutions	49,938	1,080
Total cash and cash equivalents	69,346	15,663
Available-for-sale securities	392,420	185,117
Restricted investments in bank stock	2,813	4,383
Loans and leases, net (allowance for loan losses of $14,202 in 2020; $9,747 in 2019)	1,105,450	743,663
Loans held-for-sale (fair value $30,858 in 2020, $1,660 in 2019)	29,786	1,643
Foreclosed assets held-for-sale	256	369
Bank premises and equipment, net	27,626	21,557
Leased property under finance leases, net	283	280
Right-of-use assets	7,082	6,023
Cash surrender value of bank owned life insurance	44,285	23,261
Accrued interest receivable	5,712	3,281
Goodwill	7,053	209
Core deposit intangible, net	1,734
Other assets	5,664	4,478
Total assets	1,699,510	1,009,927
Liabilities:
Deposits: Interest-bearing	1,102,009	643,714
Deposits: Non-interest-bearing	407,496	192,023
Total deposits	1,509,505	835,737
Accrued interest payable and other liabilities	10,400	7,674
Finance lease obligation	291	286
Operating lease liabilities	7,644	6,556
Short-term borrowings		37,839
FHLB advances	5,000	15,000
Total liabilities	1,532,840	903,092
Shareholders' equity:
Preferred stock authorized 5,000,000 shares with no par value; none issued
Capital stock, no par value (10,000,000 shares authorized; shares issued and outstanding; 4,977,750 in 2020; and 3,781,500 in 2019)	77,676	30,848
Retained earnings	80,042	72,385
Accumulated other comprehensive income	8,952	3,602
Total shareholders' equity	166,670	106,835
Total liabilities and shareholders' equity	$ 1,699,510	$ 1,009,927