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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2016
Regulatory Matters [Abstract]  
Schedule Of Compliance With Regulatory Capital Requirements Under Banking Regulations



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

To be well capitalized



 

 

 

 

For capital

 

under prompt corrective



Actual

adequacy purposes

 

action provisions

(dollars in thousands)

Amount

 

Ratio

Amount

Ratio

 

Amount

Ratio

As of December 31, 2016:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

86,702 

 

14.9% 

≥  

$

46,550 

≥  

8.6% 

(1)

 

 

N/A

 

N/A

Bank

$

86,332 

 

14.8% 

≥  

$

46,538 

≥  

8.6% 

(1)

≥  

$

58,172 

10.0% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 common equity (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

79,250 

 

13.6% 

≥  

$

26,184 

≥  

5.1% 

(1)

 

 

N/A

 

N/A

Bank

$

79,033 

 

13.6% 

≥  

$

26,178 

≥  

5.1% 

(1)

$

37,812 

6.5% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier I capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

79,250 

 

13.6% 

≥  

$

34,912 

≥  

6.6% 

(1)

 

 

N/A

 

N/A

Bank

$

79,033 

 

13.6% 

≥  

$

34,903 

≥  

6.6% 

(1)

$

46,538 

8.0% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier I capital (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

79,250 

 

10.3% 

$

30,717 

4.0% 

 

 

 

N/A

 

N/A

Bank

$

79,033 

 

10.3% 

$

30,650 

4.0% 

 

$

38,313 

5.0% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1) Includes 0.625% capital conservation buffer.





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2015:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

81,074 

 

15.0% 

≥  

$

43,278 

≥  

8.0% 

 

 

 

N/A

 

N/A

Bank

$

80,547 

 

14.9% 

≥  

$

43,306 

≥  

8.0% 

 

≥  

$

54,132 

10.0% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 common equity (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

74,163 

 

13.7% 

≥  

$

24,344 

≥  

4.5% 

 

 

 

N/A

 

N/A

Bank

$

73,744 

 

13.6% 

≥  

$

24,360 

≥  

4.5% 

 

$

35,186 

6.5% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier I capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

74,163 

 

13.7% 

≥  

$

32,459 

≥  

6.0% 

 

 

 

N/A

 

N/A

Bank

$

73,744 

 

13.6% 

≥  

$

32,479 

≥  

6.0% 

 

$

43,306 

8.0% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier I capital (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

74,163 

 

10.2% 

$

29,149 

4.0% 

 

 

 

N/A

 

N/A

Bank

$

73,744 

 

10.1% 

$

29,090 

4.0% 

 

$

36,362 

5.0%