Income Taxes (Tables)

12 Months Ended

Dec. 31, 2016

Income Taxes [Abstract]

Schedule Of Deferred Tax Assets And Liabilities

	As of December 31,
(dollars in thousands)	2016		2015
Deferred tax assets:
Allowance for loan losses	$	3,184	$	3,239
Deferred interest from non-accrual assets		425		376
Other		336		281
Total		3,945		3,896
Deferred tax liabilities:
Net unrealized gains on available-for-sale securities		(711)		(1,127)
Loan fees and costs		(1,525)		(1,434)
Automobile leasing		(3,263)		(2,019)
Depreciation		(368)		(357)
Mortgage loan servicing rights		(430)		(410)
Other		-		(69)
Total		(6,297)		(5,416)
Deferred tax liability, net	$	(2,352)	$	(1,520)

Schedule Of Components Of Income Tax Expense Benefit

	Years ended December 31,
(dollars in thousands)	2016		2015		2014
Current	$	1,521	$	173	$	2,010
Deferred		1,248		1,645		156
Total provision for income taxes	$	2,769	$	1,818	$	2,166

Schedule Of Effective Income Tax Rate Reconciliation

	Years ended December 31,
(dollars in thousands)	2016		2015		2014
Expected provision at the statutory rate	$	3,557	$	3,033	$	2,896
Tax-exempt income		(742)		(715)		(671)
Bank owned life insurance		(120)		(116)		(115)
Nondeductible interest expense		14		14		16
Nondeductible other expenses and other, net		60		41		40
Tax credits		-		(439)		-
Actual provision for income taxes	$	2,769	$	1,818	$	2,166