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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2015
Dec. 31, 2014
Assets:    
Cash and due from banks $ 13,408 $ 11,808
Interest-bearing deposits with financial institutions 12,282 14,043
Total cash and cash equivalents 25,690 25,851
Available-for-sale securities $ 126,782 $ 97,896
Held-to-maturity securities (fair value of $0 in 2015, $0 in 2014)
Federal Home Loan Bank stock $ 1,085 $ 1,306
Loans and leases, net (allowance for loan losses of $9,149 in 2015; $9,173 in 2014) 533,234 506,327
Loans held-for-sale (fair value $1,133 in 2015, $1,186 in 2014) 1,114 1,161
Foreclosed assets held-for-sale 1,024 1,972
Bank premises and equipment, net 16,875 14,846
Cash surrender value of bank owned life insurance 10,995 10,741
Accrued interest receivable 2,154 2,086
Other assets 10,255 14,299
Total assets 729,208 676,485
Liabilities:    
Deposits: Interest-bearing 492,289 457,574
Deposits: Non-interest-bearing 150,714 129,370
Total deposits 643,003 586,944
Accrued interest payable and other liabilities 3,829 3,353
Short-term borrowings 6,743 3,969
Long-term debt   10,000
Total liabilities $ 653,575 $ 604,266
Shareholders' Equity:    
Preferred stock authorized 5,000,000 shares with no par value; none issued
Capital stock, no par value (10,000,000 shares authorized; shares issued and outstanding; 2,439,905 in 2015; and 2,427,767 in 2014) $ 26,551 $ 26,272
Retained earnings 46,549 43,204
Accumulated other comprehensive income 2,533 2,743
Total shareholders' equity 75,633 72,219
Total liabilities and shareholders' equity $ 729,208 $ 676,485