XML 79 R65.htm IDEA: XBRL DOCUMENT v3.26.1
Loans Receivables and Allowance for Credit Losses - Schedule of Credit Quality Indicators (Details) - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Rating of Loans by Origination Year      
Year one $ 57,628,000 $ 1,505,000  
Year two 4,107,000 113,284,000  
Year three 83,154,000 168,463,000  
Year four 110,905,000 128,522,000  
Year five 116,538,000 19,425,000  
Prior 122,265,000 174,944,000  
Revolving 97,964,000 101,329,000  
Total Loans Receivable Gross 592,562,000 707,472,000  
Current period gross charge-offs      
Year one 0 0  
Year two 0 313,000  
Year three 93,000 5,997,000  
Year four 2,337,000 635,000  
Year five 578,000 0  
Prior 11,000 15,648,000  
Revolving 0 0  
Total Loans Receivable Gross 3,020,000 22,593,000 $ 18,417,000
Pass      
Rating of Loans by Origination Year      
Year one 57,628,000 1,505,000  
Year two 4,107,000 107,869,000  
Year three 82,467,000 160,875,000  
Year four 106,242,000 116,654,000  
Year five 111,182,000 12,470,000  
Prior 114,417,000 166,510,000  
Revolving 88,547,000 93,635,000  
Total Loans Receivable Gross 564,590,000 659,518,000  
Special mention      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 3,986,000  
Year three 2,000 18,000  
Year four 17,000 39,000  
Year five 34,000 1,053,000  
Prior 2,099,000 2,380,000  
Revolving 4,206,000 7,389,000  
Total Loans Receivable Gross 6,358,000 14,865,000  
Substandard      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 1,429,000  
Year three 685,000 7,570,000  
Year four 4,646,000 11,829,000  
Year five 5,322,000 5,902,000  
Prior 5,750,000 6,054,000  
Revolving 5,211,000 305,000  
Total Loans Receivable Gross 21,613,000 33,089,000  
Commercial Real Estate      
Rating of Loans by Origination Year      
Year one 41,492,000 0  
Year two 0 107,702,000  
Year three 79,031,000 136,834,000  
Year four 93,796,000 96,890,000  
Year five 77,347,000 2,318,000  
Prior 54,524,000 75,745,000  
Revolving 0 0  
Total Loans Receivable Gross 346,191,000 419,489,000  
Current period gross charge-offs      
Year one 0 0  
Year two 0 0  
Year three 0 0  
Year four 547,000 0  
Year five 232,000 0  
Prior 0 13,889,000  
Revolving 0 0  
Total Loans Receivable Gross 778,000 13,889,000 6,346,000
Commercial Real Estate | Pass      
Rating of Loans by Origination Year      
Year one 41,492,000 0  
Year two 0 102,906,000  
Year three 78,914,000 130,143,000  
Year four 89,538,000 88,275,000  
Year five 72,868,000 2,085,000  
Prior 48,983,000 69,858,000  
Revolving 0 0  
Total Loans Receivable Gross 331,795,000 393,267,000  
Commercial Real Estate | Special mention      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 3,697,000  
Year three 0 0  
Year four 0 0  
Year five 0 0  
Prior 799,000 430,000  
Revolving 0 0  
Total Loans Receivable Gross 799,000 4,127,000  
Commercial Real Estate | Substandard      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 1,099,000  
Year three 117,000 6,691,000  
Year four 4,258,000 8,615,000  
Year five 4,479,000 233,000  
Prior 4,742,000 5,457,000  
Revolving 0 0  
Total Loans Receivable Gross 13,596,000 22,095,000  
Residential Real Estate      
Rating of Loans by Origination Year      
Year one 1,234,000 372,000  
Year two 3,119,000 0  
Year three 0 1,218,000  
Year four 5,283,000 2,811,000  
Year five 20,726,000 10,599,000  
Prior 48,178,000 76,423,000  
Revolving 1,128,000 792,000  
Total Loans Receivable Gross 79,667,000 92,215,000  
Current period gross charge-offs      
Year one 0 0  
Year two 0 0  
Year three 0 0  
Year four 0 0  
Year five 0 0  
Prior 0 21,000  
Revolving 0 0  
Total Loans Receivable Gross 0 21,000 515,000
Residential Real Estate | Pass      
Rating of Loans by Origination Year      
Year one 1,234,000 372,000  
Year two 3,119,000 0  
Year three 0 1,218,000  
Year four 5,283,000 2,811,000  
Year five 20,726,000 9,546,000  
Prior 47,213,000 74,937,000  
Revolving 1,128,000 792,000  
Total Loans Receivable Gross 78,703,000 89,676,000  
Residential Real Estate | Special mention      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 0  
Year three 0 0  
Year four 0 0  
Year five 0 1,053,000  
Prior 907,000 1,377,000  
Revolving 0 0  
Total Loans Receivable Gross 907,000 2,430,000  
Residential Real Estate | Substandard      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 0  
Year three 0 0  
Year four 0 0  
Year five 0 0  
Prior 57,000 109,000  
Revolving 0 0  
Total Loans Receivable Gross 57,000 109,000  
Commercial and Industrial      
Rating of Loans by Origination Year      
Year one 14,710,000 843,000  
Year two 726,000 2,996,000  
Year three 3,833,000 14,111,000  
Year four 11,410,000 20,775,000  
Year five 18,457,000 6,508,000  
Prior 6,422,000 7,471,000  
Revolving 91,266,000 76,904,000  
Total Loans Receivable Gross 146,825,000 129,608,000  
Current period gross charge-offs      
Year one 0 0  
Year two 0 0  
Year three 0 0  
Year four 47,000 0  
Year five 72,000 0  
Prior 11,000 1,252,000  
Revolving 0 0  
Total Loans Receivable Gross 129,000 1,252,000 927,000
Commercial and Industrial | Pass      
Rating of Loans by Origination Year      
Year one 14,710,000 843,000  
Year two 726,000 2,449,000  
Year three 3,272,000 13,607,000  
Year four 11,013,000 19,892,000  
Year five 17,580,000 839,000  
Prior 5,224,000 6,410,000  
Revolving 82,101,000 69,462,000  
Total Loans Receivable Gross 134,626,000 113,502,000  
Commercial and Industrial | Special mention      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 289,000  
Year three 2,000 18,000  
Year four 17,000 39,000  
Year five 34,000 0  
Prior 392,000 573,000  
Revolving 4,206,000 7,389,000  
Total Loans Receivable Gross 4,651,000 8,308,000  
Commercial and Industrial | Substandard      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 258,000  
Year three 559,000 486,000  
Year four 381,000 844,000  
Year five 842,000 5,669,000  
Prior 807,000 488,000  
Revolving 4,959,000 53,000  
Total Loans Receivable Gross 7,547,000 7,798,000  
Consumer and Other      
Rating of Loans by Origination Year      
Year one 192,000 290,000  
Year two 262,000 2,586,000  
Year three 289,000 16,300,000  
Year four 415,000 1,859,000  
Year five 7,000 0  
Prior 13,141,000 15,305,000  
Revolving 5,570,000 23,633,000  
Total Loans Receivable Gross 19,876,000 59,973,000  
Current period gross charge-offs      
Year one 0 0  
Year two 0 313,000  
Year three 93,000 5,997,000  
Year four 1,744,000 635,000  
Year five 232,000 0  
Prior 0 486,000  
Revolving 0 0  
Total Loans Receivable Gross 2,069,000 7,431,000 10,479,000
Consumer and Other | Pass      
Rating of Loans by Origination Year      
Year one 192,000 290,000  
Year two 262,000 2,514,000  
Year three 280,000 15,907,000  
Year four 407,000 1,846,000  
Year five 7,000 0  
Prior 12,997,000 15,305,000  
Revolving 5,318,000 23,381,000  
Total Loans Receivable Gross 19,464,000 59,243,000  
Consumer and Other | Substandard      
Rating of Loans by Origination Year      
Year one 0 0  
Year two 0 72,000  
Year three 9,000 393,000  
Year four 7,000 13,000  
Year five 0 0  
Prior 144,000 0  
Revolving 252,000 252,000  
Total Loans Receivable Gross 413,000 730,000  
Construction      
Rating of Loans by Origination Year      
Year one   0  
Year two   0  
Year three   0  
Year four   3,830,000  
Year five   0  
Prior   0  
Revolving   0  
Total Loans Receivable Gross 0 3,830,000  
Current period gross charge-offs      
Total Loans Receivable Gross 0 0 150,000
Construction | Pass      
Rating of Loans by Origination Year      
Year one   0  
Year two   0  
Year three   0  
Year four   3,830,000  
Year five   0  
Prior   0  
Revolving   0  
Total Loans Receivable Gross   3,830,000  
Construction to Permanent - CRE      
Rating of Loans by Origination Year      
Year one   0  
Year two   0  
Year three   0  
Year four   2,357,000  
Year five   0  
Prior   0  
Revolving   0  
Total Loans Receivable Gross 0 2,357,000  
Current period gross charge-offs      
Year five 43,000    
Total Loans Receivable Gross $ 43,000 0 $ 0
Construction to Permanent - CRE | Substandard      
Rating of Loans by Origination Year      
Year one   0  
Year two   0  
Year three   0  
Year four   2,357,000  
Year five   0  
Prior   0  
Revolving   0  
Total Loans Receivable Gross   $ 2,357,000