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Regulatory and Operational Matters (Tables)
12 Months Ended
Dec. 31, 2025
Regulatory Capital Requirements under Banking Regulations [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company and Bank’s regulatory capital amounts and ratios at December 31, 2025 and 2024 are summarized as follows:
December 31, 2025December 31, 2024
Patriot National Bancorp, Inc.Patriot Bank, N.A.Patriot National Bancorp, Inc.Patriot Bank, N.A.
(Dollar amounts in thousands)AmountRatioAmountRatioAmountRatioAmountRatio
Total Capital (to risk weighted assets):
Actual$129,587 20.76 %$120,329 19.25 %$44,534 6.07 %$56,536 7.71 %
To be Well Capitalized(a)— — 62,516 10.00 %— — 73,309 10.00 %
For capital adequacy49,934 8.00 %50,013 8.00 %58,667 8.00 %58,648 8.00 %
Individual minimum capital ratio— — 71,894 11.50 %— — 84,306 11.50 %
Tier 1 Capital (to risk weighted assets):
Actual117,567 18.84 %116,657 18.66 %33,545 4.57 %55,546 7.58 %
To be Well Capitalized(a)— — 50,013 8.00 %— — 58,648 8.00 %
For capital adequacy37,450 6.00 %37,510 6.00 %44,001 6.00 %43,986 6.00 %
Individual minimum capital ratio— — 62,516 10.00 %— — 73,309 10.00 %
Common Equity Tier 1 Capital
(to risk weighted assets):
Actual109,567 17.55 %116,657 18.66 %25,545 3.48 %55,546 7.58 %
To be Well Capitalized(a)— — 40,636 6.50 %— — 47,651 6.50 %
For capital adequacy28,088 4.50 %28,132 4.50 %33,000 4.50 %32,989 4.50 %
Individual minimum capital ratio— — 62,516 10.00 %— — 73,309 10.00 %
Tier 1 Leverage Capital (to average assets):
Actual117,567 11.52 %116,657 11.42 %33,545 3.50 %55,546 5.79 %
To be Well Capitalized(a)— — 51,097 5.00 %— — 47,948 5.00 %
For capital adequacy40,835 4.00 %40,878 4.00 %38,368 4.00 %38,358 4.00 %
Individual minimum capital ratio— — 91,975 9.00 %— — 86,306 9.00 %
(a) Designation as "Well Capitalized" does not apply to bank holding companies - the Company. Such categorization of capital adequacy only applies to insured depository institutions - the Bank. Under the terms of the Formal Agreement, the Bank is not eligible to be “Well Capitalized” while the Formal Agreement continues in effect and is designated as “Adequately Capitalized” regardless of its capital ratios being in excess of the regulatory defined Well Capitalized ratios.