CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash Flows from Operating Activities:
Net loss	$ (3,380)	$ (1,314)
Adjustments to reconcile net loss to net cash provided by operating activities:
Accretion of investment premiums and discounts, net	(68)	(52)
Amortization and accretion of purchase loan premiums and discounts, net	76	1,227
Amortization of debt issuance costs	88	87
Amortization of core deposit intangible	24	23
Amortization of servicing assets of sold SBA loans	140	62
Provision for credit losses	3,750	3,545
Depreciation and amortization	557	615
Loss (gain) on sales of available-for-sale securities	24	(24)
Gain on sale of premises and equipment	(3)	0
Share-based compensation	65	46
Increase in deferred income taxes, net	(906)	(494)
Originations of loans held for sale, net	(274,325)	(3,578)
Proceeds from sale of loans held for sale	280,134	3,095
Gains on sale of loans held for sale, net	(321)	(166)
Changes in assets and liabilities:
Decrease (increase) in accrued interest and dividends receivable	767	(361)
(Increase) decrease in other assets	(260)	1,984
Increase (decrease) in accrued expenses and other liabilities	1,484	(899)
Net cash provided by operating activities	7,846	3,796
Cash Flows from Investing Activities:
Proceeds from maturity or sales on available-for-sale securities	2,281	1,780
Principal repayments on available-for-sale securities	1,997	2,153
Purchases of available-for-sale securities	(2,319)	(10,415)
(Purchases) Redemptions of FRB stock	(103)	104
Redemptions (purchases) of FHLB stock	631	(4,198)
Origination of loans receivable	(23,081)	(132,611)
Purchases of loans receivable	(86)	(16,443)
Payments received on loans receivable	92,039	61,343
Purchases of premises and equipment	(91)	(230)
Proceeds from sale of premises and equipment	13	0
Net cash provided by (used in) investing activities	71,281	(98,517)
Cash Flows from Financing Activities:
(Decrease) increase in deposits, net	(39,409)	2,933
(Decrease) increase in FHLB, FRB and correspondent bank borrowings	(14,100)	122,000
Principal repayments of note payable	(106)	(104)
Increase in advances from borrowers for taxes and insurance	1,604	2,208
Net cash (used in) provided by financing activities	(52,011)	127,037
Net increase in cash, cash equivalents and restricted cash	27,116	32,316
Cash, cash equivalents and restricted cash at beginning of period	66,536	38,493
Cash, cash equivalents and restricted cash at end of period	93,652	70,809
Supplemental Disclosures of Cash Flow Information:
Cash paid for interest	14,832	12,609
Cash paid for income taxes	500	44
Non-cash transactions:
Net change in unrealized loss on available-for-sale securities	541	394
Transfers of loans held for sale to loans receivable	5,526	0
Transfers of loans receivable to loans held for sale	(4,339)	0
Capitalized servicing assets	74	58
Operating lease right-of-use assets / liabilities	138	16
Decrease in interest rate swaps	21	41
Increase in other assets for premises and equipment	71	0
Expected credit loss for loans - ASC 326 adoption	0	13,001
Expected credit loss for unfunded loan commitments - ASC 326 adoption	0	2,737
Deferred tax assets - ASC 326 adoption	$ 0	$ (4,228)