CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest and Dividend Income
Interest and fees on loans	$ 54,310	$ 40,823	$ 30,115
Interest on investment securities	2,653	2,307	1,924
Dividends on investment securities	504	384	223
Other interest income	1,490	498	89
Total interest and dividend income	58,957	44,012	32,351
Interest Expense
Interest on deposits	21,668	5,300	2,243
Interest on FHLB, FRB and correspondent bank borrowings	6,141	3,509	2,986
Interest on senior debt	1,159	866	913
Interest on subordinated debt	1,481	1,066	933
Interest on note payable	8	12	15
Total interest expense	30,457	10,753	7,090
Net interest income	28,500	33,259	25,261
Provision (credit) for credit losses	7,429	1,885	(500)
Net interest income after provision (credit) for credit losses	21,071	31,374	25,761
Non-interest Income
Loan application, inspection and processing fees	694	386	257
Deposit fees and service charges	285	256	251
Gains on sales of loans	169	1,461	1,886
Rental income	395	566	543
Gain on sale of investment securities	24	0	76
Digital Payments income	2,294	683	103
Other income	2,144	253	1,307
Total non-interest income	6,005	3,605	4,423
Non-interest Expense
Salaries and benefits	17,598	15,506	11,089
Occupancy and equipment expense	3,410	3,428	3,430
Data processing expense	1,228	1,185	1,451
Professional and other outside services	3,369	2,664	3,155
Project expenses, net	93	133	1,882
Advertising and promotional expense	269	232	235
Loan administration and processing expense	259	234	134
Regulatory assessments	1,176	817	907
Insurance expense, net	277	271	280
Communications, stationary and supplies	870	616	604
Intangible asset impairment	1,107	0	0
Other operating expense	3,053	2,136	2,004
Total non-interest expense	32,709	27,222	25,171
(Loss) Income before income taxes	(5,633)	7,757	5,013
(Benefit) provision for income taxes	(1,454)	1,596	(81)
Net (loss) income	$ (4,179)	$ 6,161	$ 5,094
Basic (loss) earnings per share (usd per share)	$ (1.05)	$ 1.56	$ 1.29
Diluted (loss) earnings per common share (usd per share)	$ (1.05)	$ 1.55	$ 1.29