CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest and Dividend Income
Interest and fees on loans	$ 14,052	$ 9,044	$ 26,602	$ 16,708
Interest on investment securities	687	510	1,367	1,080
Dividends on investment securities	171	65	306	130
Other interest income	399	68	680	89
Total interest and dividend income	15,309	9,687	28,955	18,007
Interest Expense
Interest on deposits	5,248	757	8,827	1,166
Interest on Federal Home Loan Bank and correspondent bank borrowings	1,723	747	3,159	1,484
Interest on senior debt	289	210	579	420
Interest on subordinated debt	333	251	659	485
Interest on note payable	3	2	5	6
Total interest expense	7,596	1,967	13,229	3,561
Net interest income	7,713	7,720	15,726	14,446
Provision for credit losses	1,325	275	3,545	275
Net interest income after provision for credit losses	6,388	7,445	12,181	14,171
Non-interest Income
Loan application, inspection and processing fees	121	89	244	176
Deposit fees and service charges	74	60	142	124
Gains on sales of loans	85	301	166	509
Rental income	105	132	224	324
Gain on sale of investment securities	0	0	24	0
Other income	444	216	864	479
Total non-interest income	829	798	1,664	1,612
Non-interest Expense
Salaries and benefits	4,661	3,763	8,928	7,109
Occupancy and equipment expense	839	881	1,723	1,717
Data processing expense	316	283	610	613
Professional and other outside services	727	559	1,641	1,348
Project expenses, net	66	29	93	81
Advertising and promotional expense	77	73	162	141
Loan administration and processing expense	103	42	154	147
Regulatory assessments	317	179	499	353
Insurance expense, net	68	76	145	153
Communications, stationary and supplies	241	139	432	274
Other operating expense	648	478	1,260	995
Total non-interest expense	8,063	6,502	15,647	12,931
(Loss) income before income taxes	(846)	1,741	(1,802)	2,852
(Benefit) provision for income taxes	(231)	476	(488)	787
Net (loss) income	$ (615)	$ 1,265	$ (1,314)	$ 2,065
Basic earnings (loss) per share (usd per share)	$ (0.16)	$ 0.32	$ (0.33)	$ 0.52
Diluted earnings (loss) per share (usd per share)	$ (0.16)	$ 0.32	$ (0.33)	$ 0.52