CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash Flows from Operating Activities:
Net (loss) income	$ (53)	$ 800
Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:
Amortization and accretion of investment premiums and discounts, net	(23)	(17)
Amortization and accretion of purchase loan premiums and discounts, net	698	639
Amortization of debt issuance costs	44	9
Amortization of core deposit intangible	11	12
Amortization of servicing assets of sold SBA loans	27	10
Provision for credit losses	1,336	0
Depreciation and amortization	275	323
Gain on sales of available-for-sale securities	(24)	0
Share-based compensation	23	21
(Increase) decrease in deferred income taxes, net	(23)	298
Originations of SBA loans held for sale	(3,218)	(5,057)
Proceeds from sale of SBA loans held for sale	1,628	2,574
Gains on sale of SBA loans held for sale, net	(81)	(208)
Changes in assets and liabilities:
(Increase) decrease in accrued interest and dividends receivable	(41)	226
Decrease (increase) in other assets	1,003	(2,520)
Decrease in accrued expenses and other liabilities	(1,794)	(1,430)
Net cash used in operating activities	(212)	(4,320)
Cash Flows from Investing Activities:
Proceeds from maturity or sales on available-for-sale securities	1,780	2,500
Principal repayments on available-for-sale securities	1,074	2,209
Purchases of available-for-sale securities	(8,343)	(1,000)
Redemptions (purchases) of Federal Reserve Bank stock	(46)	(26)
Purchases of Federal Home Loan Bank stock	(2,500)	0
Origination of loans receivable	(48,490)	(42,570)
Purchases of loans receivable	(10,623)	(39,022)
Payments received on loans receivable	26,309	46,882
Purchases of premises and equipment	(98)	(91)
Proceeds from sale of other real estate owned	0	0
Net cash used in investing activities	(40,937)	(31,118)
Cash Flows from Financing Activities:
(Decrease) increase in deposits, net	(3,978)	31,287
Increase in FHLB borrowings	65,000	0
Principal repayments of note payable	(52)	(51)
Decrease in advances from borrowers for taxes and insurance	1,938	1,473
Net cash provided by financing activities	62,908	32,709
Net increase (decrease) in cash and cash equivalents	21,759	(2,729)
Cash and cash equivalents at beginning of period	38,493	47,045
Cash and cash equivalents at end of period	60,252	44,316
Supplemental Disclosures of Cash Flow Information:
Cash paid for interest	5,438	1,247
Cash refund from income taxes	(2)	0
Non-cash transactions:
Capitalized servicing assets	34	52
Transfers of loans held for sale to loans receivable	0	0
Operating lease right-of-use assets	0	61
Decrease in interest rate swaps	(97)	(405)
Capital raise deferred costs	0	863
Expected credit loss for loans - ASC 362 adoption	7,372	0
Expected credit loss for unfunded commitments - ASC 362 adoption	1,094	0
Deferred tax assets - ASC 362 adoption	$ (2,275)	$ 0