CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest and Dividend Income
Interest and fees on loans	$ 12,550	$ 7,664
Interest on investment securities	680	570
Dividends on investment securities	135	65
Other interest income	281	21
Total interest and dividend income	13,646	8,320
Interest Expense
Interest on deposits	3,579	409
Interest on Federal Home Loan Bank borrowings	1,373	737
Interest on senior debt	290	210
Interest on subordinated debt	326	234
Interest on note payable and other	65	4
Total interest expense	5,633	1,594
Net interest income	8,013	6,726
Provision for credit losses	1,336	0
Net interest income after provision for credit losses	6,677	6,726
Non-interest Income
Loan application, inspection and processing fees	123	87
Deposit fees and service charges	68	64
Gains on sales of loans	81	208
Rental income	119	192
Gain on sale of investment securities	24	0
Other income	420	263
Total non-interest income	835	814
Non-interest Expense
Salaries and benefits	4,267	3,346
Occupancy and equipment expense	884	836
Data processing expense	294	330
Professional and other outside services	914	789
Project expenses, net	27	52
Advertising and promotional expense	85	68
Loan administration and processing expense	51	105
Regulatory assessments	182	174
Insurance expense, net	77	77
Communications, stationary and supplies	191	135
Other operating expense	612	517
Total non-interest expense	7,584	6,429
(Loss) income before income taxes	(72)	1,111
(Benefit) provision for income taxes	(19)	311
Net (loss) income	$ (53)	$ 800
Basic earnings (loss) per share (usd per share)	$ (0.01)	$ 0.20
Diluted earnings (loss) per share (usd per share)	$ (0.01)	$ 0.20