Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Interest and Dividend Income
Interest and fees on loans	$ 35,835	$ 40,568	$ 37,546
Interest on investment securities	1,460	1,667	1,306
Dividends on investment securities	399	453	490
Other interest income	209	956	1,033
Total interest and dividend income	37,903	43,644	40,375
Interest Expense
Interest on deposits	9,154	13,985	9,024
Interest on Federal Home Loan Bank borrowings	2,671	2,175	1,634
Interest on senior debt	915	915	915
Interest on subordinated debt	991	1,118	767
Interest on note payable and other	19	25	38
Total interest expense	13,750	18,218	12,378
Net interest income	24,153	25,426	27,997
Provision for Loan Losses	2,170	4,971	1,303
Net interest income after provision for loan losses	21,983	20,455	26,694
Non-interest Income
Loan application, inspection and processing fees	223	113	51
Deposit fees and service charges	321	492	524
Gains on sales of loans	566	891	162
Rental income	523	589	413
Other income	346	398	477
Total non-interest income	1,979	2,483	1,627
Non-interest Expense
Salaries and benefits	14,323	13,681	11,741
Occupancy and equipment expense	3,513	3,521	3,159
Data processing expense	1,571	1,463	1,313
Professional and other outside services	2,828	3,010	2,177
Project expenses, net	818	465	2,098
Advertising and promotional expense	454	380	258
Loan administration and processing expense	174	155	93
Regulatory assessments	1,477	1,233	1,142
Insurance expense, net	285	136	90
Communications, stationary and supplies	476	518	503
Other operating expense	2,199	2,092	1,661
Total non-interest expense	28,118	26,654	24,235
(Loss) income before income taxes	(4,156)	(3,716)	4,086
(Benefit) provision for income taxes	(337)	(899)	890
Net (loss) income	$ (3,819)	$ (2,817)	$ 3,196
Basic (loss) earnings per share (in dollars per share)	$ (0.97)	$ (0.72)	$ 0.82
Diluted (loss) earnings per share (in dollars per share)	$ (0.97)	$ (0.72)	$ 0.82