Note 4 - Loans Receivable and Allowance for Loan and Lease Losses (Tables)

3 Months Ended

Mar. 31, 2020

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	March 31,			December 31,
(In thousands)	2020			2019
Loan portfolio segment:
Commercial Real Estate	$	304,492		$	314,414
Residential Real Estate		171,795			175,489
Commercial and Industrial		179,457			173,875
Consumer and Other		96,620			85,934
Construction		55,255			48,388
Construction to Permanent - CRE		11,222			14,064
Loans receivable, gross		818,841			812,164
Allowance for loan and lease losses		(10,916	)		(10,115	)
Loans receivable, net	$	807,925		$	802,049

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]

(In thousands)	For the three Months Ended March 31,
	2020			2019

Accretable discount, beginning of period	$	(47	)	$	(792	)
Accretion		2			25
Other changes, net		45			573
Accretable discount, end of period	$	-		$	(194	)

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(In thousands)	Commercial Real Estate			Residential Real Estate			Commercial and Industrial			Consumer and Other			Construction		Construction to Permanent - CRE			Unallocated			Total
Three months ended March 31, 2020
Allowance for loan and lease losses:
December 31, 2019	$	3,789		$	1,038		$	4,340		$	341		$	477	$	130		$	-		$	10,115
Charge-offs		-			(1	)		(4	)		(39	)		-		-			-			(44	)
Recoveries		-			-			40			1			-		-			-			41
Provisions (credits)		361			83			14			231			126		(11	)		-			804
March 31, 2020	$	4,150		$	1,120		$	4,390		$	534		$	603	$	119		$	-		$	10,916

Three months ended March 31, 2019
Allowance for loan and lease losses:
December 31, 2018	$	1,866		$	1,059		$	3,558		$	641		$	350	$	108		$	27		$	7,609
Charge-offs		-			-			-			-			-		-			-			-
Recoveries		-			-			47			2			-		-			-			49
Provisions (credits)		(4	)		330			(115	)		(51	)		5		15			(15	)		165
March 31, 2019	$	1,862		$	1,389		$	3,490		$	592		$	355	$	123		$	12		$	7,823

(In thousands)	Commercial Real Estate		Residential Real Estate		Commercial and Industrial		Consumer and Other		Construction		Construction to Permanent - CRE		Unallocated		Total
March 31, 2020
Allowance for loan and lease losses:
Individually evaluated for impairment	$	1,703	$	4	$	-	$	9	$	-	$	-	$	-	$	1,716
Collectively evaluated for impairment		2,447		1,116		4,390		525		603		119		-		9,200
Total allowance for loan and lease losses	$	4,150	$	1,120	$	4,390	$	534	$	603	$	119	$	-	$	10,916

Loans receivable, gross:
Individually evaluated for impairment	$	11,518	$	3,589	$	2,048	$	870	$	-	$	-	$	-	$	18,025
PCI loans individually evaluated for impairment		-		-		38		-		-		-		-		38
Collectively evaluated for impairment		292,974		168,206		177,371		95,750		55,255		11,222		-		800,778
Total loans receivable, gross	$	304,492	$	171,795	$	179,457	$	96,620	$	55,255	$	11,222	$	-	$	818,841

(In thousands)	Commercial Real Estate		Residential Real Estate		Commercial and Industrial		Consumer and Other		Construction		Construction to Permanent - CRE		Unallocated		Total
December 31, 2019
Allowance for loan and lease losses:
Individually evaluated for impairment	$	1,496	$	-	$	-	$	-	$	-	$	-	$	-	$	1,496
Collectively evaluated for impairment		2,293		1,038		4,340		341		477		130		-		8,619
Total allowance for loan losses	$	3,789	$	1,038	$	4,340	$	341	$	477	$	130	$	-	$	10,115

Loans receivable, gross:
Individually evaluated for impairment	$	13,034	$	3,621	$	2,057	$	916	$	-	$	-	$	-	$	19,628
PCI loans individually evaluated for impairment		-		-		176		-		-		-		-		176
Collectively evaluated for impairment		301,380		171,868		171,642		85,018		48,388		14,064		-		792,360
Total loans receivable, gross	$	314,414	$	175,489	$	173,875	$	85,934	$	48,388	$	14,064	$	-	$	812,164

Financing Receivable, Past Due [Table Text Block]

(In thousands)	Performing (Accruing) Loans
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Performing Loans		Non-accruing Loans		Loans Receivable Gross
As of March 31, 2020:
Loan portfolio segment:
Commercial Real Estate:
Pass	$	5,112	$	-	$	-	$	5,112	$	283,312	$	288,424	$	-	$	288,424
Special mention		-		-		-		-		383		383		-		383
Substandard		-		-		-		-		5,241		5,241		10,444		15,685
		5,112		-		-		5,112		288,936		294,048		10,444		304,492
Residential Real Estate:
Pass		201		-		-		201		167,417		167,618		-		167,618
Special mention		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		977		977		3,200		4,177
		201		-		-		201		168,394		168,595		3,200		171,795
Commercial and Industrial:
Pass		962		-		-		962		161,469		162,431		-		162,431
Special mention		-		-		-		-		445		445		-		445
Substandard		397		-		-		397		14,098		14,495		2,086		16,581
		1,359		-		-		1,359		176,012		177,371		2,086		179,457
Consumer and Other:
Pass		303		-		-		303		95,597		95,900		-		95,900
Substandard		-		-		-		-		-		-		720		720
		303		-		-		303		95,597		95,900		720		96,620
Construction:
Pass		-		-		-		-		55,255		55,255		-		55,255
		-		-		-		-		55,255		55,255		-		55,255
Construction to Permanent - CRE:
Pass		-		-		-		-		11,222		11,222		-		11,222
		-		-		-		-		11,222		11,222		-		11,222

Total	$	6,975	$	-	$	-	$	6,975	$	795,416	$	802,391	$	16,450	$	818,841

Loans receivable, gross:
Pass	$	6,578	$	-	$	-	$	6,578	$	774,272	$	780,850	$	-	$	780,850
Special mention		-		-		-		-		828		828		-		828
Substandard		397		-		-		397		20,316		20,713		16,450		37,163
Loans receivable, gross	$	6,975	$	-	$	-	$	6,975	$	795,416	$	802,391	$	16,450	$	818,841

(In thousands)	Performing (Accruing) Loans
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Performing Loans		Non-accruing Loans		Loans Receivable Gross
As of December 31, 2019:
Loan portfolio segment:
Commercial Real Estate:
Pass	$	-	$	-	$	-	$	-	$	295,982	$	295,982	$	-	$	295,982
Special mention		-		-		-		-		385		385		-		385
Substandard		-		-		-		-		6,086		6,086		11,961		18,047
		-		-		-		-		302,453		302,453		11,961		314,414
Residential Real Estate:
Pass		658		-		-		658		169,903		170,561		-		170,561
Special mention		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		1,700		1,700		3,228		4,928
		658		-		-		658		171,603		172,261		3,228		175,489
Commercial and Industrial:
Pass		327		350		-		677		162,711		163,388		-		163,388
Special mention		279		-		-		279		172		451		-		451
Substandard		-		-		-		-		7,942		7,942		2,094		10,036
		606		350		-		956		170,825		171,781		2,094		173,875
Consumer and Other:
Pass		2,805		3		19		2,827		82,341		85,168		-		85,168
Substandard		-		-		-		-		-		-		766		766
		2,805		3		19		2,827		82,341		85,168		766		85,934
Construction:
Pass		-		-		-		-		48,388		48,388		-		48,388
		-		-		-		-		48,388		48,388		-		48,388
Construction to Permanent - CRE:
Pass		-		-		-		-		14,064		14,064		-		14,064
		-		-		-		-		14,064		14,064		-		14,064

Total	$	4,069	$	353	$	19	$	4,441	$	789,674	$	794,115	$	18,049	$	812,164

Loans receivable, gross:
Pass	$	3,790	$	353	$	19	$	4,162	$	773,389	$	777,551	$	-	$	777,551
Special mention		279		-		-		279		557		836		-		836
Substandard		-		-		-		-		15,728		15,728		18,049		33,777
Loans receivable, gross	$	4,069	$	353	$	19	$	4,441	$	789,674	$	794,115	$	18,049	$	812,164

Financing Receivable, Nonaccrual [Table Text Block]

(In thousands)	Non-accruing Loans
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Non-accruing Loans
As of March 31, 2020:
Loan portfolio segment:
Commercial Real Estate:
Substandard	$	8,811	$	-	$	1,633	$	10,444	$	-	$	10,444
Residential Real Estate:
Substandard		843		-		1,813		2,656		544		3,200
Commercial and Industrial:
Substandard		-		370		1,716		2,086		-		2,086
Consumer and Other:
Substandard		79		-		112		191		529		720
Total non-accruing loans	$	9,733	$	370	$	5,274	$	15,377	$	1,073	$	16,450

As of December 31, 2019:
Loan portfolio segment:
Commercial Real Estate:
Substandard	$	-	$	-	$	1,636	$	1,636	$	10,325	$	11,961
Residential Real Estate:
Substandard		-		-		1,872		1,872		1,356		3,228
Commercial and Industrial:
Substandard		-		-		1,724		1,724		370		2,094
Consumer and Other:
Substandard		-		-		149		149		617		766
Total non-accruing loans	$	-	$	-	$	5,381	$	5,381	$	12,668	$	18,049

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

(In thousands)	March 30, 2020					December 31, 2019
	Number of Loans		Recorded Investment			Number of Loans		Recorded Investment
Loan portfolio segment:
Commercial Real Estate		2	$	9,884			2	$	9,873
Residential Real Estate		2		390			2		393
Consumer and Other		2		678			2		687
Total TDR Loans		6		10,952			6		10,953
Less:
TDRs included in non-accrual loans		2		(9,340	)		2		(9,337	)
Total accrual TDR Loans		4	$	1,612			4	$	1,616

	Three Months Ended March 31, 2019
			Outstanding Recorded Investment
(In thousands)	Number of Loans		Pre-Modification		Post-Modification
Loan portfolio segment:
Construction		1	$	8,800	$	8,800
Total TDR Loans		1	$	8,800	$	8,800

Impaired Financing Receivables [Table Text Block]

(In thousands)	March 31, 2020						December 31, 2019
	Recorded Investment		Principal Outstanding		Related Allowance		Recorded Investment		Principal Outstanding		Related Allowance
With no related allowance recorded:
Commercial Real Estate	$	2,707	$	2,713	$	-	$	4,234	$	4,309	$	-
Residential Real Estate		3,479		3,498		-		3,621		3,623		-
Commercial and Industrial		2,048		2,054		-		2,057		2,060		-
Consumer and Other		664		700		-		916		1,000		-
		8,898		8,965		-		10,828		10,992		-

With a related allowance recorded:
Commercial Real Estate		8,811		8,811		1,703		8,800		8,800		1,496
Residential Real Estate		110		110		4		-		-		-
Consumer and Other		206		308		9		-		-		-
		9,127		9,229		1,716		8,800		8,800		1,496

Impaired Loans, Total:
Commercial Real Estate		11,518		11,524		1,703		13,034		13,109		1,496
Residential Real Estate		3,589		3,608		4		3,621		3,623		-
Commercial and Industrial		2,048		2,054		-		2,057		2,060		-
Consumer and Other		870		1,008		9		916		1,000		-
Impaired Loans, Total	$	18,025	$	18,194	$	1,716	$	19,628	$	19,792	$	1,496

	Three Months Ended March 31,
(In thousands)	2020				2019
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate	$	3,467	$	-	$	6,440	$	13
Residential Real Estate		3,578		20		942		4
Commercial and Industrial		2,082		1		775		-
Consumer and Other		851		8		841		8
Construction		-		-		8,800		150
		9,978		29		17,798		175
With a related allowance recorded:
Commercial Real Estate		8,808		1		472		-
Residential Real Estate		28		2		2,089		-
Commercial and Industrial		-		-		3,863		-
Consumer and Other		51		1		21		-
		8,887		4		6,445		-
Impaired Loans, Total:
Commercial Real Estate		12,275		1		6,912		13
Residential Real Estate		3,606		22		3,031		4
Commercial and Industrial		2,082		1		4,638		-
Consumer and Other		902		9		862		8
Construction		-		-		8,800		150
Impaired Loans, Total	$	18,865	$	33	$	24,243	$	175