Note 21 - Fair Value and Interest Rate Risk (Tables)

12 Months Ended

Dec. 31, 2019

Fair Value, by Balance Sheet Grouping [Table Text Block]

(In thousands)		December 31, 2019				December 31, 2018
	Fair Value Hierarchy	Carrying Amount		Estimated Fair Value		Carrying Amount		Estimated Fair Value
Financial Assets:
Cash and noninterest bearing balances due from banks	Level 1	$	2,693	$	2,693	$	7,381	$	7,381
Interest-bearing deposits due from banks	Level 1		36,711		36,711		59,056		59,056
Available-for-sale securities	Level 2		48,317		48,317		39,496		39,496
Other investments	Level 2		4,450		4,450		4,963		4,963
Federal Reserve Bank stock	Level 2		2,897		2,897		2,866		2,866
Federal Home Loan Bank stock	Level 2		4,477		4,477		4,928		4,928
Loans receivable, net	Level 3		802,049		793,559		772,767		762,581
SBA loans held for sale	Level 2		15,282		16,733		-		-
SBA servicing assets	Level 3		201		280		37		37
Accrued interest receivable	Level 2		3,603		3,603		3,766		3,766
Interest rate swap receivable	Level 2		694		694		286		286

Financial assets, total		$	921,374	$	914,414	$	895,546	$	885,360

Financial Liabilities:
Demand deposits	Level 2	$	88,135	$	88,135	$	84,471	$	84,471
Savings deposits	Level 2		64,020		64,020		81,912		81,912
Money market deposits	Level 2		99,115		99,115		85,197		85,197
NOW accounts	Level 2		26,864		26,864		26,100		26,100
Time deposits	Level 2		261,492		261,914		282,001		280,538
Brokered deposits	Level 1		229,909		230,073		183,600		183,120
FHLB borrowings	Level 2		100,000		103,962		100,000		101,369
Senior notes	Level 2		11,853		11,722		11,778		11,293
Subordinated debt	Level 2		9,752		9,747		9,723		9,348
Junior subordinated debt owed to unconsolidated trust	Level 2		8,102		8,102		8,094		8,094
Note payable	Level 3		1,193		1,129		1,388		1,239
Accrued interest payable	Level 2		1,971		1,971		1,605		1,605
Contingent consideration liability	Level 3		86		86		707		707
Interest rate swap liability	Level 2		694		694		286		286

Financial liabilities, total		$	903,186	$	907,534	$	876,862	$	875,279

Fair Value, Assets Measured on Recurring Basis [Table Text Block]

(In thousands)	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Total
December 31, 2019:
U. S. Government agency mortgage-backed securities	$	-	$	16,685	$	-	$	16,685
Corporate bonds		-		17,313		-		17,313
Subordinated notes		-		9,204		-		9,204
SBA loan pools		-		5,115		-		5,115
Available-for-sale securities	$	-	$	48,317	$	-	$	48,317

Impaired PCI Loans, net	$	-	$	-	$	176	$	176

Contingent consideration liability	$	-	$	-	$	86	$	86

Interest rate swap receivable	$	-	$	694	$	-	$	694

Interest rate swap liability	$	-	$	694	$	-	$	694

December 31, 2018:
U. S. Government agency mortgage-backed securities	$	-	$	20,473	$	-	$	20,473
Corporate bonds		-		12,974		-		12,974
Subordinated notes		-		4,564		-		4,564
U.S. Treasury notes		-		1,485		-		1,485
Available-for-sale securities	$	-	$	39,496	$	-	$	39,496

Impaired PCI Loans, net	$	-	$	-	$	615	$	615

Contingent consideration liability	$	-	$	-	$	707	$	707

Interest rate swap receivable	$	-	$	286	$	-	$	286

Interest rate swap liability	$	-	$	286	$	-	$	286

Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]

(In thousands)	Fair Value		Valuation Methodology	Unobservable Inputs	Range of Inputs
December 31, 2019:
Impaired loans, net	$	18,132	Real Estate Appraisals	Discount for appraisal type		8%	-	20%

Other Real Estate Owned		2,400	Real Estate Appraisals	Discount for appraisal type			12%

SBA servicing assets		280	Discounted Cash Flows	Market discount rates		14.73%	-	14.90%

December 31, 2018:
Impaired loans, net	$	19,673	Real Estate Appraisals	Discount for appraisal type		8%	-	21%

Other Real Estate Owned		2,945	Real Estate Appraisals	Discount for appraisal type			14%

SBA servicing assets		37	Discounted Cash Flows	Market discount rates		14.73%	-	14.90%