Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Interest and Dividend Income
Interest and fees on loans	$ 40,568,000	$ 37,546,000	$ 31,270,000
Interest on investment securities	1,667,000	1,306,000	982,000
Dividends on investment securities	453,000	490,000	383,000
Other interest income	956,000	1,033,000	214,000
Total interest and dividend income	43,644,000	40,375,000	32,849,000
Interest Expense
Interest on deposits	13,985,000	9,024,000	4,948,000
Interest on Federal Home Loan Bank borrowings	2,175,000	1,634,000	702,000
Interest on senior debt	915,000	915,000	915,000
Interest on subordinated debt	1,118,000	767,000	360,000
Interest on note payable and other	25,000	38,000	31,000
Total interest expense	18,218,000	12,378,000	6,956,000
Net interest income	25,426,000	27,997,000	25,893,000
Provision (Credit) for Loan Losses	4,971,000	1,303,000	(857,000)
Net interest income after provision for loan losses	20,455,000	26,694,000	26,750,000
Non-interest Income
Loan application, inspection and processing fees	113,000	51,000	73,000
Deposit fees and service charges	492,000	524,000	590,000
Gains on sales of loans	891,000	162,000	4,000
Rental income	589,000	413,000	399,000
Other income	398,000	477,000	378,000
Total non-interest income	2,483,000	1,627,000	1,444,000
Non-interest Expense
Salaries and benefits	13,681,000	11,741,000	10,915,000
Occupancy and equipment expense	3,521,000	3,159,000	3,133,000
Data processing expense	1,463,000	1,313,000	1,139,000
Professional and other outside services	3,010,000	2,177,000	2,050,000
Project expenses	465,000	2,098,000	640,000
Advertising and promotional expense	380,000	258,000	322,000
Loan administration and processing expense	155,000	93,000	63,000
Regulatory assessments	1,233,000	1,142,000	844,000
Insurance expense, net	136,000	90,000	233,000
Communications, stationary and supplies	518,000	503,000	381,000
Other operating expense	2,092,000	1,661,000	1,452,000
Total non-interest expense	26,654,000	24,235,000	21,172,000
(Loss) Income before income taxes	(3,716,000)	4,086,000	7,022,000
(Benefit) Provision for Income Taxes	(899,000)	890,000	2,875,000
Net (loss) income	$ (2,817,000)	$ 3,196,000	$ 4,147,000
Basic (loss) earnings per share (in dollars per share)	$ (0.72)	$ 0.82	$ 1.06
Diluted (loss) earnings per share (in dollars per share)	$ (0.72)	$ 0.82	$ 1.06