Note 4 - Loans Receivable and Allowance for Loan and Lease Losses (Tables)

6 Months Ended

Jun. 30, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)	June 30, 2019			December 31, 2018
Loan portfolio segment:
Commercial Real Estate	$	311,760			274,938
Residential Real Estate		163,025			157,300
Commercial and Industrial		181,204			191,852
Consumer and Other		100,360			94,569
Construction		44,180			46,040
Construction to Permanent - CRE		11,248			15,677
Loans receivable, gross		811,777			780,376
Allowance for loan and lease losses		(8,458	)		(7,609	)
Loans receivable, net	$	803,319			772,767

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]

(In thousands)	For the three Months Ended June 30, 2019			For the Six Months Ended June 30, 2019
Accretable discount, beginning of period	$	(194	)		(792	)
Accretion		9			34
Other changes, net		(16	)		557
Accretable discount, end of period	$	(201	)		(201	)

Financing Receivable, Allowance for Credit Loss [Table Text Block]

(In thousands)	Commercial Real Estate			Residential Real Estate			Commercial and Industrial			Consumer and Other			Construction		Construction to Permanent - CRE			Unallocated			Total
Three months ended June 30, 2019
Allowance for loan and lease losses:
March 31, 2019	$	1,862			1,389			3,490			592			355		123			12			7,823
Charge-offs		-			(12	)		(2,292	)		(3	)		-		-			-			(2,307	)
Recoveries		2			-			-			3			-		-			-			5
Provisions (credits)		114			(441	)		3,010			72			112		(18	)		88			2,937
June 30, 2019	$	1,978			936			4,208			664			467		105			100			8,458
Three months ended June 30, 2018
Allowance for loan and lease losses:
March 31, 2018	$	2,480			1,073			1,759			546			488		61			78			6,485
Charge-offs		-			-			-			(13	)		-		-			-			(13	)
Recoveries		3			-			-			-			-		-			-			3
Provisions (credits)		(178	)		23			237			(10	)		11		19			(52	)		50
June 30, 2018	$	2,305			1,096			1,996			523			499		80			26			6,525

(In thousands)	Commercial Real Estate		Residential Real Estate			Commercial and Industrial			Consumer and Other			Construction		Construction to Permanent - CRE			Unallocated		Total
Six months ended June 30, 2019
Allowance for loan and lease losses:
December 31, 2018	$	1,866		1,059			3,558			641			350		108			27		7,609
Charge-offs		-		(12	)		(2,292	)		(3	)		-		-			-		(2,307	)
Recoveries		2		-			47			5			-		-			-		54
Provisions (credits)		110		(111	)		2,895			21			117		(3	)		73		3,102
June 30, 2019	$	1,978		936			4,208			664			467		105			100		8,458
Six months ended June 30, 2018
Allowance for loan and lease losses:
December 31, 2017	$	2,212		959			2,023			568			481		54			-		6,297
Charge-offs		-		-			-			(13	)		-		-			-		(13	)
Recoveries		6		-			-			-			-		-			-		6
Provisions (credits)		87		137			(27	)		(32	)		18		26			26		235
June 30, 2018	$	2,305		1,096			1,996			523			499		80			26		6,525

(In thousands)	Commercial Real Estate		Residential Real Estate		Commercial and Industrial		Consumer and Other		Construction		Construction to Permanent - CRE		Unallocated		Total
June 30, 2019
Allowance for loan and lease losses:
Individually evaluated for impairment	$	-		-		-		-		-		-		-		-
Collectively evaluated for impairment		1,978		936		4,208		664		467		105		100		8,458
Total allowance for loan losses	$	1,978		936		4,208		664		467		105		100		8,458
Loans receivable, gross:
Individually evaluated for impairment	$	13,466		3,851		2,676		1,000		-		-		-		20,993
PCI loans individually evaluated for impairment		-		-		417		-		-		-		-		417
Collectively evaluated for impairment		298,294		159,174		178,111		99,360		44,180		11,248		-		790,367
Total loans receivable, gross	$	311,760		163,025		181,204		100,360		44,180		11,248		-		811,777

(In thousands)	Commercial Real Estate		Residential Real Estate		Commercial and Industrial		Consumer and Other		Construction		Construction to Permanent - CRE		Unallocated		Total
December 31, 2018
Allowance for loan and lease losses:
Individually evaluated for impairment	$	-		216		1,299		30		-		-		-		1,545
Collectively evaluated for impairment		1,866		843		2,259		611		350		108		27		6,064
Total allowance for loan losses	$	1,866		1,059		3,558		641		350		108		27		7,609
Loans receivable, gross:
Individually evaluated for impairment	$	4,606		2,302		4,646		864		8,800		-		-		21,218
PCI loans individually evaluated for impairment		-		-		615		-		-		-		-		615
Collectively evaluated for impairment		270,332		154,998		186,591		93,705		37,240		15,677		-		758,543
Total loans receivable, gross	$	274,938		157,300		191,852		94,569		46,040		15,677		-		780,376

Financing Receivable, Past Due [Table Text Block]

(In thousands)	Performing (Accruing) Loans
As of June 30, 2019:	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Performing Loans		Non-accruing Loans		Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass	$	962		622		-		1,584		290,575		292,159		-		292,159
Special mention		-		-		-		-		806		806		-		806
Substandard		-		-		-		-		6,402		6,402		12,393		18,795
		962		622		-		1,584		297,783		299,367		12,393		311,760
Residential Real Estate:
Pass		543		-		-		543		157,194		157,737		-		157,737
Special mention		-		-		-		-		-		-		-		-
Substandard		-		-		-		-		1,838		1,838		3,450		5,288
		543		-		-		543		159,032		159,575		3,450		163,025
Commercial and Industrial:
Pass		244		110		-		354		166,058		166,412		-		166,412
Special mention		-		-		-		-		1,174		1,174		-		1,174
Substandard		-		-		250		250		10,656		10,906		2,712		13,618
		244		110		250		604		177,888		178,492		2,712		181,204
Consumer and Other:
Pass		15		1,406		22		1,443		98,067		99,510		-		99,510
Substandard		-		-		-		-		-		-		850		850
		15		1,406		22		1,443		98,067		99,510		850		100,360
Construction:
Pass		-		-		-		-		44,180		44,180		-		44,180
		-		-		-		-		44,180		44,180		-		44,180
Construction to Permanent - CRE:
Pass		-		-		-		-		11,248		11,248		-		11,248
		-		-		-		-		11,248		11,248		-		11,248
Total	$	1,764		2,138		272		4,174		788,198		792,372		19,405		811,777
Loans receivable, gross:
Pass	$	1,764		2,138		22		3,924		767,322		771,246		-		771,246
Special mention		-		-		-		-		1,980		1,980		-		1,980
Substandard		-		-		250		250		18,896		19,146		19,405		38,551
Loans receivable, gross	$	1,764		2,138		272		4,174		788,198		792,372		19,405		811,777

(In thousands)	Performing (Accruing) Loans
As of December 31, 2018:	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Performing Loans		Non-accruing Loans		Loans Receivable Gross
Loan portfolio segment:
Commercial Real Estate:
Pass	$	423		-		-		423		262,435		262,858		-		262,858
Special mention		-		-		958		958		2,673		3,631		-		3,631
Substandard		170		-		-		170		4,754		4,924		3,525		8,449
		593		-		958		1,551		269,862		271,413		3,525		274,938
Residential Real Estate:
Pass		637		817		-		1,454		151,509		152,963		-		152,963
Special mention		-		-		-		-		850		850		-		850
Substandard		-		-		-		-		1,481		1,481		2,006		3,487
		637		817		-		1,454		153,840		155,294		2,006		157,300
Commercial and Industrial:
Pass		150		853		234		1,237		180,293		181,530		-		181,530
Special mention		-		-		101		101		2,378		2,479		-		2,479
Substandard		-		-		-		-		3,162		3,162		4,681		7,843
		150		853		335		1,338		185,833		187,171		4,681		191,852
Consumer and Other:
Pass		20		-		23		43		94,352		94,395		-		94,395
Substandard		-		-		-		-		-		-		174		174
		20		-		23		43		94,352		94,395		174		94,569
Construction:
Pass		-		1,000		-		1,000		36,240		37,240		-		37,240
Substandard		-		-		-		-		-		-		8,800		8,800
		-		1,000		-		1,000		36,240		37,240		8,800		46,040
Construction to Permanent - CRE:
Pass		-		-		-		-		15,677		15,677		-		15,677
		-		-		-		-		15,677		15,677		-		15,677
Total	$	1,400		2,670		1,316		5,386		755,804		761,190		19,186		780,376
Loans receivable, gross:
Pass	$	1,230		2,670		257		4,157		740,506		744,663		-		744,663
Special mention		-		-		1,059		1,059		5,901		6,960		-		6,960
Substandard		170		-		-		170		9,397		9,567		19,186		28,753
Loans receivable, gross	$	1,400		2,670		1,316		5,386		755,804		761,190		19,186		780,376

Financing Receivable, Nonaccrual [Table Text Block]

(In thousands)	Non-accruing Loans
	30 - 59 Days Past Due		60 - 89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total Non-accruing Loans
As of June 30, 2019:
Loan portfolio segment:
Commercial Real Estate:
Substandard	$	931		205		902		2,038		10,355		12,393
Residential Real Estate:
Substandard		60		-		2,823		2,883		567		3,450
Commercial and Industrial:
Substandard		-		437		1,550		1,987		725		2,712
Consumer and Other:
Substandard		-		-		174		174		676		850
Construction:
Substandard		-		-		-		-		-		-
Total non-accruing loans	$	991		642		5,449		7,082		12,323		19,405
As of December 31, 2018:
Loan portfolio segment:
Commercial Real Estate:
Substandard	$	1,580		-		1,945		3,525		-		3,525
Residential Real Estate:
Substandard		-		-		2,006		2,006		-		2,006
Commercial and Industrial:
Substandard		-		15		3,941		3,956		725		4,681
Consumer and Other:
Substandard		-		86		11		97		77		174
Construction:
Substandard		-		-		8,800		8,800		-		8,800
Total non-accruing loans	$	1,580		101		16,703		18,384		802		19,186

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

(In thousands)	June 30, 2019				December 31, 2018
Loan portfolio segment:	Number of Contracts	Recorded Investment			Number of Contracts	Recorded Investment
Commercial Real Estate	3	$	9,984		1	$	1,081
Residential Real Estate	1		289		1		296
Consumer and Other	2		690		2		689
Total TDR Loans	6		10,963		4		2,066
Less:
TDRs included in non-accrual loans	2		(9,339	)	-		-
Total accrual TDR Loans	4	$	1,624		4	$	2,066

				Outstanding Recorded Investment
(In thousands)	Number of Loans			Pre-Modification				Post-Modification
Three Months Ended June 30,	2019	2018		2019		2018		2019		2018
Loan portfolio segment:
Commercial Real Estate	1		-	$	112	$	-	$	111	$	-
Total TDR Loans	1		-	$	112	$	-	$	111	$	-

				Outstanding Recorded Investment
(In thousands)	Number of Loans			Pre-Modification				Post-Modification
Six Months Ended June 30,	2019	2018		2019		2018		2019		2018
Loan portfolio segment:
Commercial Real Estate	2		-	$	8,912	$	-	$	8,911	$	-
Total TDR Loans	2		-	$	8,912	$	-	$	8,911	$	-

	Three Months Ended June 30,				Six Months Ended June 30,
(In thousands)	2019		2018		2019		2018
Rate reduction	$	111		-	$	111		-
Maturity and rate reduction		-		-		8,800		-
Total	$	111		-	$	8,911		-

Impaired Financing Receivables [Table Text Block]

(In thousands)	June 30, 2019						December 31, 2018
	Recorded Investment		Principal Outstanding		Related Allowance		Recorded Investment		Principal Outstanding		Related Allowance
With no related allowance recorded:
Commercial Real Estate	$	13,466		13,529		-		4,606		5,109		-
Residential Real Estate		3,851		3,902		-		670		703		-
Commercial and Industrial		2,676		2,726		-		488		1,281		-
Consumer and Other		1,000		1,003		-		827		867		-
Construction		-		-		-		8,800		8,839		-
		20,993		21,160		-		15,391		16,799		-
With a related allowance recorded:
Commercial Real Estate		-		-		-		-		-		-
Residential Real Estate		-		-		-		1,632		1,632		216
Commercial and Industrial		-		-		-		4,158		4,208		1,299
Consumer and Other		-		-		-		37		37		30
		-		-		-		5,827		5,877		1,545
Impaired Loans, Total:
Commercial Real Estate		13,466		13,529		-		4,606		5,109		-
Residential Real Estate		3,851		3,902		-		2,302		2,335		216
Commercial and Industrial		2,676		2,726		-		4,646		5,489		1,299
Consumer and Other		1,000		1,003		-		864		904		30
Construction		-		-		-		8,800		8,839		-
Impaired Loans, Total	$	20,993		21,160		-		21,218		22,676		1,545

(In thousands)	Three Months Ended June 30,
	2019				2018
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate	$	10,490		120		3,250		25
Residential Real Estate		2,271		41		3,480		3
Commercial and Industrial		1,854		38		980		-
Consumer and Other		890		13		750		8
Construction		6,600		-		-		-
		22,105		212		8,460		36
With a related allowance recorded:
Commercial Real Estate		215		-		-		-
Residential Real Estate		1,505		-		-		-
Commercial and Industrial		2,459		-		293		-
Consumer and Other		37		-		3		-
		4,216		-		296		-
Impaired Loans, Total:
Commercial Real Estate		10,705		120		3,250		25
Residential Real Estate		3,776		41		3,480		3
Commercial and Industrial		4,313		38		1,273		-
Consumer and Other		927		13		753		8
Construction		6,600		-		-		-
Impaired Loans, Total	$	26,321		212		8,756		36

(In thousands)	Six Months Ended June 30,
	2019				2018
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial Real Estate	$	7,956		186		2,770		49
Residential Real Estate		1,584		98		3,421		6
Commercial and Industrial		1,275		87		912		-
Consumer and Other		866		24		725		15
Construction		7,543		150		-		-
		19,224		545		7,828		70
With a related allowance recorded:
Commercial Real Estate		393		-		-		-
Residential Real Estate		1,767		-		-		-
Commercial and Industrial		3,183		-		244		-
Consumer and Other		33		-		2		-
		5,376		-		246		-
Impaired Loans, Total:
Commercial Real Estate		8,349		186		2,770		49
Residential Real Estate		3,351		98		3,421		6
Commercial and Industrial		4,458		87		1,156		-
Consumer and Other		899		24		727		15
Construction		7,543		150		-		-
Impaired Loans, Total	$	24,600		545		8,074		70