-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, B16PWBNAVu2nlaUVDuGH94/eOsgrCWxWZIPUBOMCNcfQG+4ENlH8cxmCqY3ZW1cZ Dvcd97sGVgnLbf1iFum1Jw== 0000950144-05-007023.txt : 20050630 0000950144-05-007023.hdr.sgml : 20050630 20050630105417 ACCESSION NUMBER: 0000950144-05-007023 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20050630 DATE AS OF CHANGE: 20050630 EFFECTIVENESS DATE: 20050630 FILER: COMPANY DATA: COMPANY CONFORMED NAME: NATIONS FUNDS TRUST CENTRAL INDEX KEY: 0001097519 IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 0331 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-89661 FILM NUMBER: 05927126 BUSINESS ADDRESS: STREET 1: ONE BANK OF AMERICA PLAZA CITY: CHARLOTTE STATE: NC ZIP: 28255 BUSINESS PHONE: 8003217854 MAIL ADDRESS: STREET 1: ONE BANKOF AMERICA PLAZA CITY: CHARLOTTE STATE: NC ZIP: 28255 497 1 g96055e497.txt NATIONS FUNDS TRUST INVESTMENT & EXPENSE INFORMATION SUPPLEMENT NATIONS FUNDS TRUST NATIONS CALIFORNIA MUNICIPAL BOND FUND NATIONS FLORIDA MUNICIPAL BOND FUND NATIONS KANSAS MUNICIPAL INCOME FUND NATIONS TENNESSEE INTERMEDIATE MUNICIPAL BOND FUND NATIONS INTERMEDIATE MUNICIPAL BOND FUND NATIONS SHORT-INTERMEDIATE GOVERNMENT FUND NATIONS GOVERNMENT SECURITIES FUND NATIONS STRATEGIC INCOME FUND INVESTOR A, B AND C SHARES (THE "FUNDS") SUPPLEMENT DATED JUNE 30, 2005 TO THE PROSPECTUSES DATED AUGUST 1, 2004, AS AMENDED The prospectuses for these share classes of the Funds are hereby supplemented to reflect the following: HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION The supplemental hypothetical investment information on the following pages provides additional information about the effect of the expenses of each Fund, including investment advisory fees and other Fund costs, on the Funds' returns over a 10-year period. The charts show the estimated expenses that would be charged on a hypothetical investment of $10,000 in each class of the Funds assuming a 5% return each year, the hypothetical year-end balance before expenses and the cumulative return after fees and expenses. The charts also assume that the annual expense ratios stay the same throughout the 10-year period, that all dividends and distributions are reinvested and that Investor B Shares convert to Investor A Shares after eight years. The annual expense ratio used for each Fund, which is the same as that stated in the Annual Fund Operating Expenses tables, is reflected in the charts and is net of any contractual fee waiver or expense reimbursement. Your actual costs may be higher or lower. 1 NATIONS CALIFORNIA MUNICIPAL BOND FUND -- INVESTOR A SHARES*
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 0.85% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,001.25 4.15% $ 9,920.29 $ 557.64 2 10.25% $10,501.31 8.47% $10,331.98 $ 86.07 3 15.76% $11,026.38 12.97% $10,760.76 $ 89.64 4 21.55% $11,577.70 17.66% $11,207.33 $ 93.36 5 27.63% $12,156.58 22.55% $11,672.43 $ 97.24 6 34.01% $12,764.41 27.63% $12,156.84 $ 101.27 7 40.71% $13,402.63 32.93% $12,661.35 $ 105.48 8 47.75% $14,072.76 38.44% $13,186.79 $ 109.85 9 55.13% $14,776.40 44.19% $13,734.04 $ 114.41 10 62.89% $15,515.22 50.17% $14,304.01 $ 119.16 TOTAL GAIN BEFORE FEES & EXPENSES $ 5,990.22 TOTAL GAIN AFTER FEES & EXPENSES $ 4,779.01 TOTAL ANNUAL FEES & EXPENSES PAID $1,474.14
*THE YEAR ONE HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION SHOWN INCLUDE THE DOLLAR AMOUNT AND EFFECT OF ANY APPLICABLE FRONT-END SALES CHARGE OF THE FUND. NATIONS CALIFORNIA MUNICIPAL BOND FUND -- INVESTOR B SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.60% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.40% $10,340.00 $ 162.72 2 10.25% $11,025.00 6.92% $10,691.56 $ 168.25 3 15.76% $11,576.25 10.55% $11,055.07 $ 173.97 4 21.55% $12,155.06 14.31% $11,430.95 $ 179.89 5 27.63% $12,762.82 18.20% $11,819.60 $ 186.00 6 34.01% $13,400.96 22.21% $12,221.46 $ 192.33 7 40.71% $14,071.00 26.37% $12,636.99 $ 198.87 8 47.75% $14,774.55 30.67% $13,066.65 $ 205.63 9 55.13% $15,513.28 36.01% $13,601.08 $ 121.34 10 62.89% $16,288.95 41.57% $14,157.36 $ 126.30 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,157.36 TOTAL ANNUAL FEES & EXPENSES PAID $1,715.30
2 NATIONS CALIFORNIA MUNICIPAL BOND FUND -- INVESTOR C SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.60% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.40% $10,340.00 $ 162.72 2 10.25% $11,025.00 6.92% $10,691.56 $ 168.25 3 15.76% $11,576.25 10.55% $11,055.07 $ 173.97 4 21.55% $12,155.06 14.31% $11,430.95 $ 179.89 5 27.63% $12,762.82 18.20% $11,819.60 $ 186.00 6 34.01% $13,400.96 22.21% $12,221.46 $ 192.33 7 40.71% $14,071.00 26.37% $12,636.99 $ 198.87 8 47.75% $14,774.55 30.67% $13,066.65 $ 205.63 9 55.13% $15,513.28 35.11% $13,510.92 $ 212.62 10 62.89% $16,288.95 39.70% $13,970.29 $ 219.85 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 3,970.29 TOTAL ANNUAL FEES & EXPENSES PAID $1,900.13
NATIONS FLORIDA MUNICIPAL BOND FUND -- INVESTOR A SHARES*
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 0.85% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,001.25 4.15% $ 9,920.29 $ 557.64 2 10.25% $10,501.31 8.47% $10,331.98 $ 86.07 3 15.76% $11,026.38 12.97% $10,760.76 $ 89.64 4 21.55% $11,577.70 17.66% $11,207.33 $ 93.36 5 27.63% $12,156.58 22.55% $11,672.43 $ 97.24 6 34.01% $12,764.41 27.63% $12,156.84 $ 101.27 7 40.71% $13,402.63 32.93% $12,661.35 $ 105.48 8 47.75% $14,072.76 38.44% $13,186.79 $ 109.85 9 55.13% $14,776.40 44.19% $13,734.04 $ 114.41 10 62.89% $15,515.22 50.17% $14,304.01 $ 119.16 TOTAL GAIN BEFORE FEES & EXPENSES $ 5,990.22 TOTAL GAIN AFTER FEES & EXPENSES $ 4,779.01 TOTAL ANNUAL FEES & EXPENSES PAID $1,474.14
*THE YEAR ONE HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION SHOWN INCLUDE THE DOLLAR AMOUNT AND EFFECT OF ANY APPLICABLE FRONT-END SALES CHARGE OF THE FUND. 3 NATIONS FLORIDA MUNICIPAL BOND FUND -- INVESTOR B SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.60% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.40% $10,340.00 $ 162.72 2 10.25% $11,025.00 6.92% $10,691.56 $ 168.25 3 15.76% $11,576.25 10.55% $11,055.07 $ 173.97 4 21.55% $12,155.06 14.31% $11,430.95 $ 179.89 5 27.63% $12,762.82 18.20% $11,819.60 $ 186.00 6 34.01% $13,400.96 22.21% $12,221.46 $ 192.33 7 40.71% $14,071.00 26.37% $12,636.99 $ 198.87 8 47.75% $14,774.55 30.67% $13,066.65 $ 205.63 9 55.13% $15,513.28 35.87% $13,586.70 $ 135.93 10 62.89% $16,288.95 41.27% $14,127.46 $ 141.34 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,127.46 TOTAL ANNUAL FEES & EXPENSES PAID $1,744.94
NATIONS FLORIDA MUNICIPAL BOND FUND -- INVESTOR C SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.60% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.40% $10,340.00 $ 162.72 2 10.25% $11,025.00 6.92% $10,691.56 $ 168.25 3 15.76% $11,576.25 10.55% $11,055.07 $ 173.97 4 21.55% $12,155.06 14.31% $11,430.95 $ 179.89 5 27.63% $12,762.82 18.20% $11,819.60 $ 186.00 6 34.01% $13,400.96 22.21% $12,221.46 $ 192.33 7 40.71% $14,071.00 26.37% $12,636.99 $ 198.87 8 47.75% $14,774.55 30.67% $13,066.65 $ 205.63 9 55.13% $15,513.28 35.11% $13,510.92 $ 212.62 10 62.89% $16,288.95 39.70% $13,970.29 $ 219.85 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 3,970.29 TOTAL ANNUAL FEES & EXPENSES PAID $1,900.13
4 NATIONS KANSAS MUNICIPAL INCOME FUND -- INVESTOR A SHARES*
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 0.85% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,158.75 4.15% $10,076.51 $ 408.94 2 10.25% $10,666.69 8.47% $10,494.69 $ 87.43 3 15.76% $11,200.02 12.97% $10,930.22 $ 91.06 4 21.55% $11,760.02 17.66% $11,383.82 $ 94.83 5 27.63% $12,348.02 22.55% $11,856.25 $ 98.77 6 34.01% $12,965.43 27.63% $12,348.28 $ 102.87 7 40.71% $13,613.70 32.93% $12,860.74 $ 107.14 8 47.75% $14,294.38 38.44% $13,394.46 $ 111.58 9 55.13% $15,009.10 44.19% $13,950.33 $ 116.22 10 62.89% $15,759.56 50.17% $14,529.27 $ 121.04 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,084.56 TOTAL GAIN AFTER FEES & EXPENSES $ 4,854.27 TOTAL ANNUAL FEES & EXPENSES PAID $1,339.88
*THE YEAR ONE HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION SHOWN INCLUDE THE DOLLAR AMOUNT AND EFFECT OF ANY APPLICABLE FRONT-END SALES CHARGE OF THE FUND. NATIONS KANSAS MUNICIPAL INCOME FUND -- INVESTOR B SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.60% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.40% $10,340.00 $ 162.72 2 10.25% $11,025.00 6.92% $10,691.56 $ 168.25 3 15.76% $11,576.25 10.55% $11,055.07 $ 173.97 4 21.55% $12,155.06 14.31% $11,430.95 $ 179.89 5 27.63% $12,762.82 18.20% $11,819.60 $ 186.00 6 34.01% $13,400.96 22.21% $12,221.46 $ 192.33 7 40.71% $14,071.00 26.37% $12,636.99 $ 198.87 8 47.75% $14,774.55 30.67% $13,066.65 $ 205.63 9 55.13% $15,513.28 35.76% $13,576.25 $ 146.54 10 62.89% $16,288.95 41.06% $14,105.72 $ 152.25 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,105.72 TOTAL ANNUAL FEES & EXPENSES PAID $1,766.45
5 NATIONS KANSAS MUNICIPAL INCOME FUND -- INVESTOR C SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.60% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.40% $10,340.00 $ 162.72 2 10.25% $11,025.00 6.92% $10,691.56 $ 168.25 3 15.76% $11,576.25 10.55% $11,055.07 $ 173.97 4 21.55% $12,155.06 14.31% $11,430.95 $ 179.89 5 27.63% $12,762.82 18.20% $11,819.60 $ 186.00 6 34.01% $13,400.96 22.21% $12,221.46 $ 192.33 7 40.71% $14,071.00 26.37% $12,636.99 $ 198.87 8 47.75% $14,774.55 30.67% $13,066.65 $ 205.63 9 55.13% $15,513.28 35.11% $13,510.92 $ 212.62 10 62.89% $16,288.95 39.70% $13,970.29 $ 219.85 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 3,970.29 TOTAL ANNUAL FEES & EXPENSES PAID $1,900.13
NATIONS TENNESSEE INTERMEDIATE MUNICIPAL BOND FUND -- INVESTOR A SHARES*
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 0.75% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,158.75 4.25% $10,086.19 $ 399.10 2 10.25% $10,666.69 8.68% $10,514.85 $ 77.25 3 15.76% $11,200.02 13.30% $10,961.73 $ 80.54 4 21.55% $11,760.02 18.11% $11,427.61 $ 83.96 5 27.63% $12,348.02 23.13% $11,913.28 $ 87.53 6 34.01% $12,965.43 28.37% $12,419.59 $ 91.25 7 40.71% $13,613.70 33.82% $12,947.43 $ 95.13 8 47.75% $14,294.38 39.51% $13,497.69 $ 99.17 9 55.13% $15,009.10 45.44% $14,071.34 $ 103.38 10 62.89% $15,759.56 51.62% $14,669.37 $ 107.78 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,084.56 TOTAL GAIN AFTER FEES & EXPENSES $ 4,994.37 TOTAL ANNUAL FEES & EXPENSES PAID $1,225.09
*THE YEAR ONE HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION SHOWN INCLUDE THE DOLLAR AMOUNT AND EFFECT OF ANY APPLICABLE FRONT-END SALES CHARGE OF THE FUND. 6 NATIONS TENNESSEE INTERMEDIATE MUNICIPAL BOND FUND -- INVESTOR B SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.50% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.50% $10,350.00 $ 152.63 2 10.25% $11,025.00 7.12% $10,712.25 $ 157.97 3 15.76% $11,576.25 10.87% $11,087.18 $ 163.50 4 21.55% $12,155.06 14.75% $11,475.23 $ 169.22 5 27.63% $12,762.82 18.77% $11,876.86 $ 175.14 6 34.01% $13,400.96 22.93% $12,292.55 $ 181.27 7 40.71% $14,071.00 27.23% $12,722.79 $ 187.62 8 47.75% $14,774.55 31.68% $13,168.09 $ 194.18 9 55.13% $15,513.28 36.75% $13,675.06 $ 154.35 10 62.89% $16,288.95 42.02% $14,201.55 $ 160.29 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,201.55 TOTAL ANNUAL FEES & EXPENSES PAID $1,696.15
NATIONS TENNESSEE INTERMEDIATE MUNICIPAL BOND FUND -- INVESTOR C SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.50% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.50% $10,350.00 $ 152.63 2 10.25% $11,025.00 7.12% $10,712.25 $ 157.97 3 15.76% $11,576.25 10.87% $11,087.18 $ 163.50 4 21.55% $12,155.06 14.75% $11,475.23 $ 169.22 5 27.63% $12,762.82 18.77% $11,876.86 $ 175.14 6 34.01% $13,400.96 22.93% $12,292.55 $ 181.27 7 40.71% $14,071.00 27.23% $12,722.79 $ 187.62 8 47.75% $14,774.55 31.68% $13,168.09 $ 194.18 9 55.13% $15,513.28 36.29% $13,628.97 $ 200.98 10 62.89% $16,288.95 41.06% $14,105.99 $ 208.01 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,105.99 TOTAL ANNUAL FEES & EXPENSES PAID $1,790.50
7 NATIONS INTERMEDIATE MUNICIPAL BOND FUND -- INVESTOR A SHARES*
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 0.75% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,158.75 4.25% $10,086.19 $ 399.10 2 10.25% $10,666.69 8.68% $10,514.85 $ 77.25 3 15.76% $11,200.02 13.30% $10,961.73 $ 80.54 4 21.55% $11,760.02 18.11% $11,427.61 $ 83.96 5 27.63% $12,348.02 23.13% $11,913.28 $ 87.53 6 34.01% $12,965.43 28.37% $12,419.59 $ 91.25 7 40.71% $13,613.70 33.82% $12,947.43 $ 95.13 8 47.75% $14,294.38 39.51% $13,497.69 $ 99.17 9 55.13% $15,009.10 45.44% $14,071.34 $ 103.38 10 62.89% $15,759.56 51.62% $14,669.37 $ 107.78 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,084.56 TOTAL GAIN AFTER FEES & EXPENSES $ 4,994.37 TOTAL ANNUAL FEES & EXPENSES PAID $1,225.09
*THE YEAR ONE HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION SHOWN INCLUDE THE DOLLAR AMOUNT AND EFFECT OF ANY APPLICABLE FRONT-END SALES CHARGE OF THE FUND. NATIONS INTERMEDIATE MUNICIPAL BOND FUND -- INVESTOR B SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.50% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.50% $10,350.00 $ 152.63 2 10.25% $11,025.00 7.12% $10,712.25 $ 157.97 3 15.76% $11,576.25 10.87% $11,087.18 $ 163.50 4 21.55% $12,155.06 14.75% $11,475.23 $ 169.22 5 27.63% $12,762.82 18.77% $11,876.86 $ 175.14 6 34.01% $13,400.96 22.93% $12,292.55 $ 181.27 7 40.71% $14,071.00 27.23% $12,722.79 $ 187.62 8 47.75% $14,774.55 31.68% $13,168.09 $ 194.18 9 55.13% $15,513.28 37.21% $13,721.15 $ 107.56 10 62.89% $16,288.95 42.97% $14,297.44 $ 112.07 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,297.44 TOTAL ANNUAL FEES & EXPENSES PAID $1,601.15
8 NATIONS INTERMEDIATE MUNICIPAL BOND FUND -- INVESTOR C SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.50% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.50% $10,350.00 $ 152.63 2 10.25% $11,025.00 7.12% $10,712.25 $ 157.97 3 15.76% $11,576.25 10.87% $11,087.18 $ 163.50 4 21.55% $12,155.06 14.75% $11,475.23 $ 169.22 5 27.63% $12,762.82 18.77% $11,876.86 $ 175.14 6 34.01% $13,400.96 22.93% $12,292.55 $ 181.27 7 40.71% $14,071.00 27.23% $12,722.79 $ 187.62 8 47.75% $14,774.55 31.68% $13,168.09 $ 194.18 9 55.13% $15,513.28 36.29% $13,628.97 $ 200.98 10 62.89% $16,288.95 41.06% $14,105.99 $ 208.01 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,105.99 TOTAL ANNUAL FEES & EXPENSES PAID $1,790.50
NATIONS SHORT-INTERMEDIATE GOVERNMENT FUND -- INVESTOR A SHARES*
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 0.80% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,395.00 4.20% $10,315.80 $ 180.86 2 10.25% $10,914.75 8.58% $10,749.06 $ 84.26 3 15.76% $11,460.49 13.14% $11,200.52 $ 87.80 4 21.55% $12,033.51 17.89% $11,670.95 $ 91.49 5 27.63% $12,635.19 22.84% $12,161.13 $ 95.33 6 34.01% $13,266.95 28.00% $12,671.89 $ 99.33 7 40.71% $13,930.29 33.37% $13,204.11 $ 103.50 8 47.75% $14,626.81 38.98% $13,758.69 $ 107.85 9 55.13% $15,358.15 44.81% $14,336.55 $ 112.38 10 62.89% $16,126.06 50.90% $14,938.69 $ 117.10 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,226.06 TOTAL GAIN AFTER FEES & EXPENSES $ 5,038.69 TOTAL ANNUAL FEES & EXPENSES PAID $1,079.90
*THE YEAR ONE HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION SHOWN INCLUDE THE DOLLAR AMOUNT AND EFFECT OF ANY APPLICABLE FRONT-END SALES CHARGE OF THE FUND. 9 NATIONS SHORT-INTERMEDIATE GOVERNMENT FUND -- INVESTOR B SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.55% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.45% $10,345.00 $ 157.67 2 10.25% $11,025.00 7.02% $10,701.90 $ 163.11 3 15.76% $11,576.25 10.71% $11,071.12 $ 168.74 4 21.55% $12,155.06 14.53% $11,453.07 $ 174.56 5 27.63% $12,762.82 18.48% $11,848.20 $ 180.58 6 34.01% $13,400.96 22.57% $12,256.97 $ 186.82 7 40.71% $14,071.00 26.80% $12,679.83 $ 193.26 8 47.75% $14,774.55 31.17% $13,117.29 $ 199.93 9 55.13% $15,513.28 36.68% $13,668.21 $ 107.14 10 62.89% $16,288.95 42.42% $14,242.28 $ 111.64 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,242.28 TOTAL ANNUAL FEES & EXPENSES PAID $1,643.46
NATIONS SHORT-INTERMEDIATE GOVERNMENT FUND -- INVESTOR C SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.55% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.45% $10,345.00 $ 157.67 2 10.25% $11,025.00 7.02% $10,701.90 $ 163.11 3 15.76% $11,576.25 10.71% $11,071.12 $ 168.74 4 21.55% $12,155.06 14.53% $11,453.07 $ 174.56 5 27.63% $12,762.82 18.48% $11,848.20 $ 180.58 6 34.01% $13,400.96 22.57% $12,256.97 $ 186.82 7 40.71% $14,071.00 26.80% $12,679.83 $ 193.26 8 47.75% $14,774.55 31.17% $13,117.29 $ 199.93 9 55.13% $15,513.28 35.70% $13,569.83 $ 206.83 10 62.89% $16,288.95 40.38% $14,037.99 $ 213.96 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,037.99 TOTAL ANNUAL FEES & EXPENSES PAID $1,845.46
10 NATIONS GOVERNMENT SECURITIES FUND -- INVESTOR A SHARES*
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 0.95% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,001.25 4.05% $ 9,910.76 $ 567.32 2 10.25% $10,501.31 8.26% $10,312.15 $ 96.06 3 15.76% $11,026.38 12.65% $10,729.79 $ 99.95 4 21.55% $11,577.70 17.21% $11,164.35 $ 104.00 5 27.63% $12,156.58 21.96% $11,616.50 $ 108.21 6 34.01% $12,764.41 26.90% $12,086.97 $ 112.59 7 40.71% $13,402.63 32.04% $12,576.49 $ 117.15 8 47.75% $14,072.76 37.38% $13,085.84 $ 121.90 9 55.13% $14,776.40 42.95% $13,615.82 $ 126.83 10 62.89% $15,515.22 48.74% $14,167.26 $ 131.97 TOTAL GAIN BEFORE FEES & EXPENSES $ 5,990.22 TOTAL GAIN AFTER FEES & EXPENSES $ 4,642.26 TOTAL ANNUAL FEES & EXPENSES PAID $1,585.98
*THE YEAR ONE HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION SHOWN INCLUDE THE DOLLAR AMOUNT AND EFFECT OF ANY APPLICABLE FRONT-END SALES CHARGE OF THE FUND. NATIONS GOVERNMENT SECURITIES FUND -- INVESTOR B SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.70% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.30% $10,330.00 $ 172.81 2 10.25% $11,025.00 6.71% $10,670.89 $ 178.51 3 15.76% $11,576.25 10.23% $11,023.03 $ 184.40 4 21.55% $12,155.06 13.87% $11,386.79 $ 190.48 5 27.63% $12,762.82 17.63% $11,762.55 $ 196.77 6 34.01% $13,400.96 21.51% $12,150.72 $ 203.26 7 40.71% $14,071.00 25.52% $12,551.69 $ 209.97 8 47.75% $14,774.55 29.66% $12,965.90 $ 216.90 9 55.13% $15,513.28 34.91% $13,491.02 $ 125.67 10 62.89% $16,288.95 40.37% $14,037.40 $ 130.76 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 4,037.40 TOTAL ANNUAL FEES & EXPENSES PAID $1,809.53
11 NATIONS GOVERNMENT SECURITIES FUND -- INVESTOR C SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.70% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.30% $10,330.00 $ 172.81 2 10.25% $11,025.00 6.71% $10,670.89 $ 178.51 3 15.76% $11,576.25 10.23% $11,023.03 $ 184.40 4 21.55% $12,155.06 13.87% $11,386.79 $ 190.48 5 27.63% $12,762.82 17.63% $11,762.55 $ 196.77 6 34.01% $13,400.96 21.51% $12,150.72 $ 203.26 7 40.71% $14,071.00 25.52% $12,551.69 $ 209.97 8 47.75% $14,774.55 29.66% $12,965.90 $ 216.90 9 55.13% $15,513.28 33.94% $13,393.77 $ 224.06 10 62.89% $16,288.95 38.36% $13,835.77 $ 231.45 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 3,835.77 TOTAL ANNUAL FEES & EXPENSES PAID $2,008.60
NATIONS STRATEGIC INCOME FUND -- INVESTOR A SHARES*
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.01% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,001.25 3.99% $ 9,905.05 $ 573.12 2 10.25% $10,501.31 8.14% $10,300.26 $ 102.04 3 15.76% $11,026.38 12.45% $10,711.24 $ 106.11 4 21.55% $11,577.70 16.94% $11,138.62 $ 110.34 5 27.63% $12,156.58 21.61% $11,583.05 $ 114.74 6 34.01% $12,764.41 26.46% $12,045.21 $ 119.32 7 40.71% $13,402.63 31.50% $12,525.82 $ 124.08 8 47.75% $14,072.76 36.75% $13,025.60 $ 129.03 9 55.13% $14,776.40 42.21% $13,545.32 $ 134.18 10 62.89% $15,515.22 47.88% $14,085.78 $ 139.54 TOTAL GAIN BEFORE FEES & EXPENSES $ 5,990.22 TOTAL GAIN AFTER FEES & EXPENSES $ 4,560.78 TOTAL ANNUAL FEES & EXPENSES PAID $1,652.51
*THE YEAR ONE HYPOTHETICAL INVESTMENT AND EXPENSE INFORMATION SHOWN INCLUDE THE DOLLAR AMOUNT AND EFFECT OF ANY APPLICABLE FRONT-END SALES CHARGE OF THE FUND. 12 NATIONS STRATEGIC INCOME FUND -- INVESTOR B SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.76% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.24% $10,324.00 $ 178.85 2 10.25% $11,025.00 6.58% $10,658.50 $ 184.65 3 15.76% $11,576.25 10.04% $11,003.83 $ 190.63 4 21.55% $12,155.06 13.60% $11,360.36 $ 196.80 5 27.63% $12,762.82 17.28% $11,728.43 $ 203.18 6 34.01% $13,400.96 21.08% $12,108.43 $ 209.76 7 40.71% $14,071.00 25.01% $12,500.75 $ 216.56 8 47.75% $14,774.55 29.06% $12,905.77 $ 223.58 9 55.13% $15,513.28 34.21% $13,420.71 $ 132.95 10 62.89% $16,288.95 39.56% $13,956.20 $ 138.25 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 3,956.20 TOTAL ANNUAL FEES & EXPENSES PAID $1,875.22
NATIONS STRATEGIC INCOME FUND -- INVESTOR C SHARES
ANNUAL EXPENSE RATIO INITIAL HYPOTHETICAL INVESTMENT AMOUNT ASSUMED RATE OF RETURN 1.76% $10,000.00 5% CUMULATIVE RETURN HYPOTHETICAL YEAR- CUMULATIVE RETURN HYPOTHETICAL YEAR- ANNUAL BEFORE FEES AND END BALANCE BEFORE AFTER FEES AND END BALANCE AFTER FEES AND YEAR EXPENSES FEES AND EXPENSES EXPENSES FEES AND EXPENSES EXPENSES 1 5.00% $10,500.00 3.24% $10,324.00 $ 178.85 2 10.25% $11,025.00 6.58% $10,658.50 $ 184.65 3 15.76% $11,576.25 10.04% $11,003.83 $ 190.63 4 21.55% $12,155.06 13.60% $11,360.36 $ 196.80 5 27.63% $12,762.82 17.28% $11,728.43 $ 203.18 6 34.01% $13,400.96 21.08% $12,108.43 $ 209.76 7 40.71% $14,071.00 25.01% $12,500.75 $ 216.56 8 47.75% $14,774.55 29.06% $12,905.77 $ 223.58 9 55.13% $15,513.28 33.24% $13,323.92 $ 230.82 10 62.89% $16,288.95 37.56% $13,755.61 $ 238.30 TOTAL GAIN BEFORE FEES & EXPENSES $ 6,288.95 TOTAL GAIN AFTER FEES & EXPENSES $ 3,755.61 TOTAL ANNUAL FEES & EXPENSES PAID $2,073.14
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