Operating Expenses, Commissions, and Premium Taxes (Tables)

12 Months Ended

Dec. 31, 2022

Analysis of income and expense [abstract]

Summary of operating expenses

For the years ended December 31,	2022		2021
Operating expenses:
Employee expenses(1)	$	5,107	$	5,102
Premises and equipment	216		182
Capital asset depreciation	241		245
Service fees	1,152		1,101
Amortization of intangible assets (Note 9)	287		193
Impairment of intangible assets (Note 9)	18		9
Impairment of goodwill (Note 9)	170		—
Other expenses	1,850		1,747
Operating expenses	$	9,041	$	8,579
Commissions	2,836		2,809
Premium taxes	487		429
Total operating expenses, commissions and premium taxes	$	12,364	$	11,817

(1)    See table below for further details.

Summary of employee expenses

Employee expenses for the years ended December 31 consist of the following:

	2022		2021
Salaries, bonus, employee benefits	$	4,846	$	4,320
Share-based payments (Note 19)	227		757
Other personnel costs	34		25
Total employee expenses	$	5,107	$	5,102